Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (41972)

Good service good customer support

5
Good service good customer support Reviewed on: 15th January 2026
Tillock S's avatar
Tillock S

No issues encountered and loving the experience

5
No issues encountered and loving the experience Reviewed on: 15th January 2026
Charles Fleischer 's avatar
Charles Fleischer

Excellent sofar I would recommend my friends

5
Excellent so far helped me out over Xmas Reviewed on: 15th January 2026
Steven M's avatar
Steven M

Everything is fine, app is responding quckly , easy...

5
Everything is fine, app is responding quckly , easy menu and navigation Reviewed on: 15th January 2026
Ivan I's avatar
Ivan I

The best credit company

5
Their customer service is really good. They helped me freeze and get annew card when I had a fraudulent transaction. Their representatives are very helpful. In terms of their product offers, the card is very helpful and essy to use. I was offered credit increase a few times. And I’m thankful coz my card helped me a lot Reviewed on: 15th January 2026
Kristine C's avatar
Kristine C

Easy with app to keep track.

5
Easy with app to keep track. On spending etc. Reviewed on: 15th January 2026
Diane Williams 's avatar
Diane Williams

I have never had a problem when I need to speak to t...

5
I have never had a problem when I need to speak to them at all Reviewed on: 15th January 2026
Paulwharam 's avatar
Paulwharam

ZOPA Review

5
ZOPA provides value for money when compared to other credit cards Reviewed on: 15th January 2026
Nairos b's avatar
Nairos b

Easy to use the app.

5
Easy to use the app. Great information given Reviewed on: 15th January 2026
Dominic Ayara-Ekpe 's avatar
Dominic Ayara-Ekpe

Good. Five stars

5
Good.was very easy to make the card Reviewed on: 15th January 2026
Adriana F's avatar
Adriana F

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill