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Zopa: Credit Card reviews

4.93
Based on 38,373 reviews, last reviewed 18th Apr 2025
17% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great banking app Everything on the app is easy to understand and customer services are great Reviewed on: 18th April 2025
Paul Simmonds's avatar
Paul Simmonds

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025
Dee H's avatar
Dee H

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (38373)

Review of the Zopa, Credit Card:

Great company great customer service

5
Had an issue with accessing my pin quick phone call and resolved nice and quickly Reviewed on: 15th February 2021

Understanding Customer Services

5
I had an issue with the online payment portal and incurred late charges ..I called customer services and explained the issue and they immediately refunded the charges. Reviewed on: 17th April 2025

I never face any issue while using Zopa credit card.

5
I never face any issue while using Zopa credit card. Reviewed on: 17th April 2025

excellent app

5
app works well, I don't have much to say. everything works well. Thanks Reviewed on: 17th April 2025

Good and helpful

5
Very good.. excellent terms. And so easy to access. Reviewed on: 17th April 2025

Best credit card around

5
From applying to receiving card it was a simple process with an app that is very easy to use Reviewed on: 17th April 2025

Great overall experience

5
Great customer service experience, quick turnaround time from card application to delivery at door step and very helpful customer friendly all in one mobile app. No regrets at all Reviewed on: 17th April 2025

Great understanding customer care, Great help in...

5
Great understanding customer care, Great help in obtaining a good credit Reviewed on: 17th April 2025

Money wise

5
The online app. Is extremely easy to navigate, so you know exactly where your upto. Notifications are brilliant. I Can't fault the help and services provided. Reviewed on: 17th April 2025

I have been very please with my experience with ZOPA...

5
I have been very please with my experience with ZOPA with their easy to use app that not only helps me track my credit but also gives me personalised offers for loans and also helps me link my personal bank bank/credit card accounts for easier access. Reviewed on: 17th April 2025

Of the six credit cards I’ve had Zopa has been...

5
Of the six credit cards I’ve had Zopa has been the best Reviewed on: 17th April 2025

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