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Zopa: Credit Card reviews

4.93
Based on 37,186 reviews, last reviewed 9th Apr 2025
453500% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Customer service has always been helpful when I suff... Customer service has always been helpful when I suffered from fraudsters and rectified the situation pretty quickly Reviewed on: 9th April 2025
Darren h's avatar
Darren h

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025
Jason Murray's avatar
Jason Murray

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37186)

Review of the Zopa, Credit Card:

Perfect

5
easy and fun to use and all in my own phone. I don't have to call anywhere or make an appointment Reviewed on: 18th January 2023

My experience

4
Quick and efficient and prompt exactly what you are looking for . Reviewed on: 8th April 2025

I started with a credit card and now have a bank acc...

5
I started with a credit card and now have a bank account, from the start of the banking service and a savings account. Zopa is my most used financial service. Reviewed on: 8th April 2025

Very good interest rates.

4
Very good interest rates.Would have been top marks if I could do a a balance transfer. Reviewed on: 8th April 2025

Very recommended helpful professional people

5
Very helpful professional people Reviewed on: 8th April 2025

App super simple and easy to use, and to swap betwee...

5
App super simple and easy to use, and to swap between bank and credit card with easy payment option Reviewed on: 8th April 2025

Great support

5
All issues are resolved within the same day. Hassle free. Reviewed on: 8th April 2025

So far so good.

5
So far so good. Highly recommended Reviewed on: 8th April 2025

I found zopa to be excellent and their banking app s...

5
I found zopa to be excellent and their banking app simple to use and understand Reviewed on: 8th April 2025

Great customer service,very friendly advisors.

5
Great customer service,very friendly advisors. Reviewed on: 8th April 2025

Zopa have accepted me to help build my credit score.

5
Zopa have accepted me to help build my credit score. Reviewed on: 8th April 2025