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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Top notch Credit card

Great friendly service. Affordable repayments and APR. Constant contact and involvement with the client and their needs. Reviewed on: 27th January 2022

Fast and easy to use. Rapid service

When paying a balance off the money is cleared immediately Reviewed on: 27th January 2022

Excellent

wonderful service and excellent customer service Reviewed on: 27th January 2022

Zopa is the best

Zopa is one of the credit bank that is very reliable and there services are very straight. I have never had any thing to regret since I started using this bank. Reviewed on: 27th January 2022

Their app is so easy to use, and their service is outstanding

I couldn't be happier with this bank Reviewed on: 27th January 2022

Good credit card

It's good credit bank everyone has to go for this credit card Reviewed on: 27th January 2022

Helping

Thanks you so much it was my very hard time zoopla helped me out very good costumers service Reviewed on: 27th January 2022

Super easy and effective!

Super easy to use, starts with a low limit to keep you safe, super helpful Reviewed on: 27th January 2022

Easy to apply and easy to use

Applying for the Zopa credit card was easy to do and the app makes keeping track of your spending limit simple Reviewed on: 27th January 2022

Super friendly & flexable

Very friendly and reliable, the app is so good and really easy to keep track of your finances, the alert on your phone when you have spent is great also!! Reviewed on: 27th January 2022

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