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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Credit card

Amazing service. Always keep me updated with any changes Reviewed on: 26th January 2022

Very good company !!

A very good company and very good staff. They will help you with any problems you may have and answer phonecalls very swiftly ! Reviewed on: 26th January 2022

No nonsense credit card

The app is easy to navigate and all the latest information are there. Reviewed on: 26th January 2022

Amazing services

I like zopa card because i pay earlyer and my balance again update for using i like it Reviewed on: 26th January 2022

Quick to take action

Fast to help and increase your limit. Reviewed on: 26th January 2022

Great service

Did the whole application and process and got an instant decision, kept well informed by Zopa and let me know where the card was and happy when it arrived Reviewed on: 26th January 2022

Amazing, and user friendly

Great app, easy to use, prompted for payment reminders Reviewed on: 26th January 2022

Brilliant company

They have always been helpful and easy to get into contact with Reviewed on: 26th January 2022

Straight forward

Easy to use and straight forward management of finances. Reviewed on: 26th January 2022

Does what it says on the the tin

Very easy and straight forward to use and apply. Reviewed on: 26th January 2022

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