Smart Money People Logo
Share this page
Link copied

Zopa: Credit Card reviews

View other Zopa products
4.93
Based on 38,416 reviews, last reviewed 18th Apr 2025
19% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Since they day I applied for the credit card I as ve... Since they day I applied for the credit card I as very pleased and would highly recommend it Reviewed on: 18th April 2025
Mrs B's avatar
Mrs B

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025
Dee H's avatar
Dee H
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit Card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit Card reviews (38416)

Easy,easy,easy

5
Easy to use and easy to manage account. Regular updates. No nonsense no mess. Easy to access Reviewed on: 17th March 2021
Rachel Smith's avatar
Rachel Smith

Quick and easy

5
No messing around, straight forward, overall excellent. Reviewed on: 17th March 2021
Wayne morris's avatar
Wayne morris

Zoptastic!

5
Company is genuinely helpful. Customer service is excellent. Site and App also easy to use. Definitely recommend! Reviewed on: 17th March 2021
Chez's avatar
Chez

Fantastic company

5
Gave me a card when credit rating was low. Fantastic service. Reviewed on: 17th March 2021
Steve gibson's avatar
Steve gibson

Zopa

5
Very easy to apply, good app which makes it easy to keep on top of your finances Reviewed on: 17th March 2021
stu.cousins@yahoo.co.uk's avatar
[email protected]

excellent service great company

5
recently got the card and they are great Reviewed on: 17th March 2021
AMK's avatar
AMK

Very happy

5
I am very happy with my ZOPA experience. Reviewed on: 17th March 2021
Darren Brown 's avatar
Darren Brown

Transparent and easy to use

5
The card is so easy to use and all charges very clearly displayed and explained. Best app abs credit card I have. Reviewed on: 17th March 2021
Gitte Berg's avatar
Gitte Berg

Zopalicious

5
Zopa ... well what friendly bunch they are. No nonsense credit card! Regular updates on account status and payments with speedy responses to payments on the account immediately! Great Job Zopa Reviewed on: 17th March 2021
Rachael Broughton 's avatar
Rachael Broughton

Best out of the rest

5
Zopa credit is flexible and easy to use , helpful and always there for me when I need . Reviewed on: 17th March 2021
Olumofe oluwaseyi james 's avatar
Olumofe oluwaseyi james

Review Zopa: Credit Card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill