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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good

Very good. I can buy and pay after. Reviewed on: 27th January 2022

Awesome credit card company

Awesome credit card company looks after customers Reviewed on: 27th January 2022

Best card ever!

Best card out there! Apps so easy to use and quick to set up, been my first credit card and will always be with zopa. Customer service is top and always a English speaker on the other end. Best service I've had in ages Reviewed on: 27th January 2022

Excellent company

Excellent company give you a chance when others dont thank you Reviewed on: 27th January 2022

Excellent service

Easy to use app excellent rates and great service Reviewed on: 27th January 2022

Zopa is Super!!

Easy to access and manage ...zopa us superb-er Reviewed on: 27th January 2022

Excellent

Easy to use and very handy, would recommend Reviewed on: 27th January 2022

Brilliant

Brilliant company at the moment very friendly and supportive. Reviewed on: 27th January 2022

Zopa credit card

Zooa is the best card I've had. It's online banking is easy to understand and I can also put some of the balance away for emergencies. Reviewed on: 27th January 2022

Top notch Credit card

Great friendly service. Affordable repayments and APR. Constant contact and involvement with the client and their needs. Reviewed on: 27th January 2022

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