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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Excellent manageable credit

Zoopa has clear communication with customers that updates your activity well so you can feel safe and be fully aware of your credit use and requested payments Reviewed on: 16th April 2021

Brilliant even with a poor credit score still can offer you credit card

I was on iva. and needed card to help start bring my credit score up. they mobile app amazing also can track every penny leaving the account. if you pay in thats also shows in a minute. Reviewed on: 16th April 2021

Great Card

From applying for a card to receiving it win the post. The whole process was easy, efficient and very fast. A lot of financial institutions could learn from this. Reviewed on: 16th April 2021

Easy to use.

Very easy to use and I like the way the app is laid out. Could do with a bit more credit, if I was being fussy. Reviewed on: 16th April 2021

Excellent service

Always available and helpful. Excellent quality service Reviewed on: 16th April 2021

Efficient and sensible

Zopa are giving me a chance to improve my credit rating. They take a sensible, balanced view on circumstances and are so incredibly efficient. Brilliant. Reviewed on: 16th April 2021

Amazing easy to use. Friendly customer service. Superb

Easy to manage cards. Easy and clearly app. Low cost. Thanks Reviewed on: 16th April 2021

Spot on all round

The application process is fault free and simple and also fast, no issues at all very good indeed Reviewed on: 16th April 2021

Top Company

Nice people to deal with,highly recommended Reviewed on: 16th April 2021

Simple, easy to use.

Zopa also shows your credit score and how it has improved which is really helpful. Reviewed on: 16th April 2021

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