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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Best card

Whery sime and good credit card ! Easy to use it . I like it . Reviewed on: 27th January 2022

Brilliant and easy to use

Since opening the account it is easy and quick to manage. Very good customer service and the app is super helpful too! Reviewed on: 27th January 2022

Great product

Great card to have. Spread payments to ease your finances. Good rates too. Very easy to use app. Reviewed on: 27th January 2022

Very good bank

Helpful credit card to built up credit score Reviewed on: 27th January 2022

It's easy to use and good

I have been with Zopa for some time now and they always send me a text if I am nearing my credit limit. I would strongly recommend them to friends Reviewed on: 27th January 2022

Simple and straightforward.

Like my review title says. I am not too clever with apps etc. But Zopa is the easiest I have used. They are fantastic to deal with and keep you informed about what you are spending. Payments made are incredibly quick to reach your funds. I am really pleased I chose this for my credit card. Reviewed on: 27th January 2022

Amazing

Easy amazing customer service I like how app work Reviewed on: 27th January 2022

Reliable and easy to use service

I got approved quickly and the process was efficient and easy. I would have no hesitation recommending this service! Reviewed on: 27th January 2022

Zopa is straightforward

easy to keep track online totally satisfied Reviewed on: 27th January 2022

Easy, Simple, Smart Banking App

Easy to use, a great credit card to have for them small emergencies. Reviewed on: 27th January 2022

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