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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Great bank

Great trustworthy bank east to use Reviewed on: 16th April 2021

Great

Great customer support and easy to use app Reviewed on: 16th April 2021

Great service

Easy to open, great communication, fast service. Reviewed on: 16th April 2021

Best British Bank

Easey to apply, very helpfull and looking to help, not to refuse people Reviewed on: 16th April 2021

Zopa are amazing

Zopa made my application easy and stress free, they have helped me build my credit and credit rating up with the view to buy my house Reviewed on: 16th April 2021

Brilliant

Very good would definitely recommend to all my family and friends very helpful Reviewed on: 16th April 2021

Average

Chip and pin is very temperamental, doesn’t work in all machines but never had a problem with the ATM. Just annoying knowing you can’t always use it... Reviewed on: 16th April 2021

Fantastic

The App is so easy to use and updates straight away. Really friendly and good customer service Reviewed on: 16th April 2021

Great card

Does exactly as it is great card no issues what so ever Reviewed on: 16th April 2021

User friendly

Best credit card and app I have had by far. So easy to understand and able to set limits within the app it self to prevent going over credit limit. Easy to track spending and topping up payments with clear communication and notifications from zopa. Reviewed on: 16th April 2021

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