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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Very good

Keep you updated, app is great. Don't randomly increase credit. Reviewed on: 26th January 2022

Very good credit card with low cost.

At this moment the best credit card Reviewed on: 26th January 2022

Wow!!!

Zopa are easy to deal with.Since having my credit card,I've never had any problems They keep you up to dare at all times. Reviewed on: 26th January 2022

Fantastic

Great help, everything is so clear on the app easy to use Reviewed on: 26th January 2022

Hope when I had none

I have really low credit rating, zopa gave me a credit card with a low limit. I kept on top of my payments. It has really help my rating and now they have increased my limit. Reviewed on: 26th January 2022

Easy to use and understand

Easy to understand and great help on building credit would recommend Reviewed on: 26th January 2022

Great online app

Zopa are easy to use, straight forward no hidden charges, easy to use app Reviewed on: 26th January 2022

Top marks

No hassle and when u pay ur balance shows up instantly unlike other cards on the market Reviewed on: 26th January 2022

Great company, great customer service

Never had an issues with them - always great Reviewed on: 26th January 2022

great bank

excellent customer service provided by zopa first class customer approach Reviewed on: 26th January 2022

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