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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Quick and easy Loan

5
This was the quickest way I have ever know to obtain a loan. When I spoke to anyone or did webchat they were very friendly and helpful. Interest rates are good and you can choose how much you want and over how long to pay it back. Would recommend Reviewed on: 26th January 2022
Cheryl's avatar
Cheryl

Lovely

5
Easy to use good app to with all information required Reviewed on: 26th January 2022
David HULSE 's avatar
David HULSE

Zopa Credit Card

4
Being accepted by Zopa with a not too great credit score due to unforseen circumstances. Has been a game changer for me. Being financially linked to a previous partner made getting credit hard. Thank you Zopa. Reviewed on: 26th January 2022
Adam Skeer's avatar
Adam Skeer

Excellent

4
Very good and reliable and the staff are really friendly Reviewed on: 26th January 2022
Adam Marsden's avatar
Adam Marsden

Helpful and fair

5
Took my current circumstances into account Reviewed on: 26th January 2022
Rh's avatar
Rh

Quick and easy to use

5
Always get a reminder when payment is due and if I needed to change my payment date I can very happy with the service Reviewed on: 26th January 2022
Steph Jones 's avatar
Steph Jones

Best credit card out there

5
It was so quick and easy to get my card the app is really good too Reviewed on: 26th January 2022
Ian Wood's avatar
Ian Wood

Fantastic company

5
Really helped me Out when I needed it Reviewed on: 26th January 2022
Dave Jones-Downes's avatar
Dave Jones-Downes

Excellent service

5
I received excellent service from zopa from the start of my application. They have helpful staff and very ethical leanding standards. Giving you more information on your credit score and leanding power each month helping you to build your credit rating. Excellent Reviewed on: 26th January 2022
Fiona Glassford's avatar
Fiona Glassford

Transparent and helpful

5
Had very good experience with zopa so far. Alerts when used .app easy to use. No faults at all Reviewed on: 26th January 2022
Nichola Cooper's avatar
Nichola Cooper

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