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Zopa: Credit Card reviews

4.93
Based on 40,063 reviews, last reviewed 26th Apr 2025
67% increase in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa has been amazing for me to rebuild my credit sc... Zopa has been amazing for me to rebuild my credit score after being in a IVA. Reviewed on: 26th April 2025
Mark S's avatar
Mark S

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit Card reviews (40063)

Very good customer service

5
Customer setvice very good and very nice app easy for everythink Reviewed on: 15th April 2021

Excellent Credit card

5
Very easy and user friendly credit card to use. App is very user friendly as well. Reviewed on: 15th April 2021

Simple to use

5
Love the app and the credit limit is very manageable Reviewed on: 15th April 2021

Easy & simple to use & understand

5
No problems; app lets u know when & how much u spend; so no shocks or surprises Reviewed on: 15th April 2021

Amazing

5
Nice and easy good campany great card love it Reviewed on: 15th April 2021

Friendly and helpfull

5
Very easy to use very helpful and things were done super fast. Pleased with the whole thing. Reviewed on: 15th April 2021

Great banking

5
Zopa has an easy app for the credit card and I especially like the big purchase option where it holds back a set amount of money for a big purchase Reviewed on: 15th April 2021

very good

5
Good when I've needed I would recommend to my friends Reviewed on: 15th April 2021

One of my best cards

5
Never had any problems with this card since the day I got it. Phoned the helpdesk for advice and they were extremely helpful. Reviewed on: 15th April 2021

Excellent

5
From start to finish Zopa have been help, efficient and always there if I have any questions. Excellent communication and a very responsible lender. Thank you. Reviewed on: 15th April 2021

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