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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great product

Great card to have. Spread payments to ease your finances. Good rates too. Very easy to use app. Reviewed on: 27th January 2022

Very good bank

Helpful credit card to built up credit score Reviewed on: 27th January 2022

It's easy to use and good

I have been with Zopa for some time now and they always send me a text if I am nearing my credit limit. I would strongly recommend them to friends Reviewed on: 27th January 2022

Simple and straightforward.

Like my review title says. I am not too clever with apps etc. But Zopa is the easiest I have used. They are fantastic to deal with and keep you informed about what you are spending. Payments made are incredibly quick to reach your funds. I am really pleased I chose this for my credit card. Reviewed on: 27th January 2022

Amazing

Easy amazing customer service I like how app work Reviewed on: 27th January 2022

Reliable and easy to use service

I got approved quickly and the process was efficient and easy. I would have no hesitation recommending this service! Reviewed on: 27th January 2022

Zopa is straightforward

easy to keep track online totally satisfied Reviewed on: 27th January 2022

Easy, Simple, Smart Banking App

Easy to use, a great credit card to have for them small emergencies. Reviewed on: 27th January 2022

Quality of service

Impressive quality of service and manageable repayments Reviewed on: 27th January 2022

Best card

Best card I’ve had up to date definitely would recommend Reviewed on: 27th January 2022

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