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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Quality of service

Impressive quality of service and manageable repayments Reviewed on: 27th January 2022

Best card

Best card I’ve had up to date definitely would recommend Reviewed on: 27th January 2022

Great Credit Card

Great Credit Card, card arrived on time, was able to use straight away, and simple Reviewed on: 27th January 2022

My credit card

I am using app to log in to my account and it's very easy. My credit card is contactless and I never had problems to use it. Reviewed on: 27th January 2022

Brilliant

They are the best no one can beat them on the service they provide. Reviewed on: 27th January 2022

I think the card is amazing

Card is easy to use And really simple to repay Reviewed on: 27th January 2022

great credit card

They are great have help me out so much Reviewed on: 27th January 2022

Easy

Easy to use and have their own apps so you can control your spending and they are really helpful Reviewed on: 27th January 2022

Easy to use, responsible lenders

I have had Zope for almost a year and they are very clear on not only credit but how to build your credit smartly and wisely. Zopa are very easy to use, get help and when they review credit it's always a reasonable amount to prevent further debt. Great company! Reviewed on: 27th January 2022

best bbank going

they are so friendly and helpful Reviewed on: 27th January 2022

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