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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great Credit Card

Great Credit Card, card arrived on time, was able to use straight away, and simple Reviewed on: 27th January 2022

My credit card

I am using app to log in to my account and it's very easy. My credit card is contactless and I never had problems to use it. Reviewed on: 27th January 2022

Brilliant

They are the best no one can beat them on the service they provide. Reviewed on: 27th January 2022

I think the card is amazing

Card is easy to use And really simple to repay Reviewed on: 27th January 2022

great credit card

They are great have help me out so much Reviewed on: 27th January 2022

Easy

Easy to use and have their own apps so you can control your spending and they are really helpful Reviewed on: 27th January 2022

Easy to use, responsible lenders

I have had Zope for almost a year and they are very clear on not only credit but how to build your credit smartly and wisely. Zopa are very easy to use, get help and when they review credit it's always a reasonable amount to prevent further debt. Great company! Reviewed on: 27th January 2022

best bbank going

they are so friendly and helpful Reviewed on: 27th January 2022

Easy acceptance great rates

So happy with Zopa love the app was so easy to open with great rates and now happy to see they’ve now opened a savings option which I’m going to be opening later today so added bonus have recommended to many Reviewed on: 27th January 2022

Excellent service and a must company to be with.

Since I have joined zopa I quickly came to the conclusion that it was best thing I have ever done. It has everything you need for the world of finance, and it is a must have company to deal with all your financial needs. Reviewed on: 27th January 2022

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