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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,965 reviews, last reviewed 23rd Jan 2026
166400% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service Very good service, never any need for calling them. Reviewed on: 23rd January 2026
Dls's avatar
Dls

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
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David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41965)

Wonderful and excellent service provision

5
Always getting the services, has good interest rates suiting my financial position Reviewed on: 26th January 2022
Moyo Stephen's avatar
Moyo Stephen

Fantastic service

5
Quick and easy to apply, friendly customer service would definitely recommend to all my friends and family Reviewed on: 26th January 2022
Debra Cashmore 's avatar
Debra Cashmore

Jonah C

5
Amazing company and provide an excellent customer services. The staff are also knowledgeable about various products and service delivery. Reviewed on: 26th January 2022
Jonah C's avatar
Jonah C

Brilliant

5
They are very helpful and never pressurised Reviewed on: 26th January 2022
Jacob's avatar
Jacob

Love this credit card

5
Will definitely use this credit card again Reviewed on: 26th January 2022
Heather Cooper's avatar
Heather Cooper

Excellent credit card. Excellent customer service

5
10/10 so easy to apply and good interest rates Reviewed on: 26th January 2022
neillumsdon1971@gmail.com's avatar
[email protected]

Excellent professional

5
Always helpful and quick to respond if I need help and advice would recommend to family and friends thank you Reviewed on: 26th January 2022
Janet Cairns's avatar
Janet Cairns

Easy to use and good customer service

5
I've never had a problem with Zopa, easy to use and a friendly service. Love the fact the company is growing and how Zopa's services are tailored to the customer. Reviewed on: 26th January 2022
Chris666's avatar
Chris666

Brilliant!

5
Helpful, handy, reliable! Couldn’t ask for more Reviewed on: 26th January 2022
Scott's avatar
Scott

Zopa we go

5
Easy access app, and engaging for users Reviewed on: 26th January 2022
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H Chisala

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