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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Best bank

Best bank I have used simple as that i love them Reviewed on: 27th January 2022

Ti's good

Really good..easy to use... simple and yet great service.. Reviewed on: 27th January 2022

amazing company

Very understanding company and great customer service Reviewed on: 27th January 2022

Great easy to use app

Easy to follow where your up to on your spends Reviewed on: 27th January 2022

The best

Excellent services, good products. Reviewed on: 27th January 2022

Simple and easy to use

Very easy to track spending/ pay and manage card Reviewed on: 27th January 2022

Awesome & Valued

What a great day when I stumbled across Zopa. Whilst I wasn't really looking for a credit card, I've been revolutionised to the point that it's part of my routine in the month and paying it off couldn't be easier. Thank you so much Zopa. Long may you last! Reviewed on: 27th January 2022

Great credit card

Arrived quickly. No waiting on endless options to verify it. No fuss app. Reviewed on: 27th January 2022

Wow..

Couldn’t believe how this ultra modern account has so much flexibility, offers so much… and remains competitive. Reviewed on: 27th January 2022

Best company so far

The best credit card I've got with a company so far Reviewed on: 27th January 2022

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