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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Exquisite Service

Really easy service to use, and also card arrived super quick, all terms and conditions stated clearly, and statements at the ready and sent out every month. Reviewed on: 27th January 2022

The best

Efficiency is characterized by a good product. Reviewed on: 27th January 2022

Great Easy Understood

Great provider easy to understand app for keeping track of everything applying was easy and quick decision Great experience with ZOPA Reviewed on: 27th January 2022

Great Custumber Service

Good all round experience! With an easy to use App! Reviewed on: 27th January 2022

Brilliant

So fast, friendly,. No hidden extras and smooth transaction. Thanks Reviewed on: 27th January 2022

easy to get

When I wanted a credit card to work on my credit score, i applied by Zopa and without any problems the credit card was granted to me. All is very clear to look into and understandable for even me, a person from abroad. Thank you Zopa, this card will help to build my credit score to a good level. Ewoud. Dorst. Reviewed on: 27th January 2022

Best credit card currently in circulation

I received this card with minimum of fuss & used it conveniently anywhere & everywhere. Statements are on time, all information is easily available on ZOPA app. A simple, no complication card Reviewed on: 27th January 2022

Brilliant Company

Customer service is amazing and the card itself is a great way to boost your credit score. Reviewed on: 27th January 2022

Highly recommend

Fair rates and good credit limits offering the right people the right money Reviewed on: 27th January 2022

Easy to apply

Great from the start Easy to apply Easy to use the app Easy and clear dialogue Reviewed on: 27th January 2022

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