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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41965 reviews)

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4.93

Based on 41,965 reviews, last reviewed 23rd Jan 2026

166400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good service Very good service, never any need for calling them. Reviewed on: 23rd January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41965)

Fantastic!! Great provider

Can’t believe why I didn’t have them before ! I would highly recommend!! Reviewed on: 26th January 2022

Best card

Very good card to use and easy to set up Reviewed on: 26th January 2022

Great app easy to use

Good overall experience easy to manage across the platform and make changes, payments etc and see what your spending with the notifications on would recommend. Reviewed on: 26th January 2022

Excellent credit card account

Extremely helpful and well managed Reviewed on: 26th January 2022

Everything is easy to use

Everything is made easy to understand and to use. When using your card an update is with you in minutes so you know what is used and left Reviewed on: 26th January 2022

Fantastic supportive credit card

Zopa not only is a credit card but also helps keep you on track with your borrowing power. The application is fast and easy and instant approval. Zopa also offers savings and additional Loan services... Great card. Great company. Reviewed on: 26th January 2022

Zopa Loans/Credit Cards

2 Loans - 1 Credit Card - the smart way to bank 10/10!! Reviewed on: 26th January 2022

Simplicity

Zopa have a simple, clean, fully functioning app that even old brick of a phone can run. The service provided is fast and the very few times I've needed to contact customer services, they habe been very friendly with instant updates on my account's situation. A very good company & service. Reviewed on: 26th January 2022

Excellent service

When my bank account got hacked just before Xmas my bank stopped Ll my dd’s and my bank cards. When it came time for me to pay my Zopa payment I had forgotten to reset up. They sent me a little polite email asking if there was a problem, so I rang them straight away and they was so sympathetic and could not do enough for me to help and make sure I wasn’t charged late payment fees. TOP COMPANY Reviewed on: 26th January 2022

much recommended

Really Good at bad times easy approved and user friendly.. Reviewed on: 26th January 2022

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