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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

EXCELLENT EXPERIENCE

Easy to administer. All the information you need is clearly provided. Reviewed on: 27th January 2022

although i haven't had my credit card long with zopa the app is very good and everything they do is very efficient

in the short time I've been with zopa I've never had any issues,when you pay your credit card bill you get a receipt by email which i like. Reviewed on: 27th January 2022

Fantastic

Fantastic no problems easy to speck to and had no issues Reviewed on: 27th January 2022

Excellent

Good services and good customer services Reviewed on: 27th January 2022

Simple and straightforward to use.

Simple and straightforward to use. The application was easy and quick. Reviewed on: 27th January 2022

Excellent service

Zopa is most definitely more then just a credit card company, it tailors around me as an individual, finance made easy, simple to understand with transparency. Reviewed on: 27th January 2022

Zopa is Zuper.

Since getting the Zopa card it has helped me change the way I control what I spend. The app is easy to follow and use and the notifications make you aware of what your spending, helping you to stay in control.Used properly it can also help improve your credit score. Reviewed on: 27th January 2022

very easy to use

the card is the best I have had and very easy to use makes spending more flexible Reviewed on: 27th January 2022

Mr. SF

User friendly app, very easy to operate and straight forward. Reviewed on: 27th January 2022

Perfect

Perfect for rebuilding your credit! Reviewed on: 27th January 2022

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