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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Lovely

Love how friendly and quick the staff is and make it easy to understand everything plus the app is on point Reviewed on: 27th January 2022

Best credit card

Best credit card around by far,struggled to find one until I came across this one,the team is great aswell. Reviewed on: 27th January 2022

Amazing

Zopa has helped me alot with my bills and stuff. I would 100% recommend to Mt friends and family Reviewed on: 27th January 2022

Amazing 5 star service

Love the app , easy to use and transparent . Useful company updates . Great customer service. Reviewed on: 27th January 2022

Great for bad credit

gave me a chance when nobody else would and its all online and easy to pay instantly. its been a real help Reviewed on: 27th January 2022

Easy use. Really good deal.

Not pushing.Easy paying. Good charging Reviewed on: 27th January 2022

Great credit card

I’ve had a fantastic experience with Zopa everything is clear and easy to understand the card is simple to use ,and I like the fact I’m notified of every transaction straight away and what my remaining balance is Reviewed on: 27th January 2022

Excellent service clear and smooth

Essay and fast excellent service thanks Reviewed on: 27th January 2022

Zopa is the best.

I recommended the Zopa to friends and family. because it is a serious company and it helps us a lot. Reviewed on: 27th January 2022

I'm very happy with Zopa

a very low interest rate everyone should have a card at Zopa Reviewed on: 27th January 2022

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