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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Fantastic

Fantastic no problems easy to speck to and had no issues Reviewed on: 27th January 2022

Excellent

Good services and good customer services Reviewed on: 27th January 2022

Simple and straightforward to use.

Simple and straightforward to use. The application was easy and quick. Reviewed on: 27th January 2022

Excellent service

Zopa is most definitely more then just a credit card company, it tailors around me as an individual, finance made easy, simple to understand with transparency. Reviewed on: 27th January 2022

Zopa is Zuper.

Since getting the Zopa card it has helped me change the way I control what I spend. The app is easy to follow and use and the notifications make you aware of what your spending, helping you to stay in control.Used properly it can also help improve your credit score. Reviewed on: 27th January 2022

very easy to use

the card is the best I have had and very easy to use makes spending more flexible Reviewed on: 27th January 2022

Mr. SF

User friendly app, very easy to operate and straight forward. Reviewed on: 27th January 2022

Perfect

Perfect for rebuilding your credit! Reviewed on: 27th January 2022

Lovely

Love how friendly and quick the staff is and make it easy to understand everything plus the app is on point Reviewed on: 27th January 2022

Best credit card

Best credit card around by far,struggled to find one until I came across this one,the team is great aswell. Reviewed on: 27th January 2022

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