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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Excellent

You get up dates regularly on spending and alerts when you spend Reviewed on: 16th April 2021

Vote for zopa

A good card to have easy set on the app Reviewed on: 16th April 2021

Awesome

Flexible lender, easy repayment and instantaneous. Very reasonable and affordable Reviewed on: 16th April 2021

Love Zopa

Easy sign up, even easier app to navigate and even better to see where you stand in terms of your credit status and options. Love it! Reviewed on: 16th April 2021

User friendly and efficient

Zopa are easy to deal with, the app is user friendly and updates instantly. The overall service is very efficient. Reviewed on: 16th April 2021

Nice card

I have lovely experience with this card Reviewed on: 16th April 2021

Good card

Very good credit card to have would recommend Reviewed on: 16th April 2021

Having a text message after you have used the card is a very good thing

Very pleased with the way the company runs things Reviewed on: 16th April 2021

Brilliant

Customer service great, quick response, very helpful, can't fault them to be honest Reviewed on: 16th April 2021

Fantastic

Didn't think for a minute I would be accepted. But I was and this will help build my credit rating up Reviewed on: 16th April 2021

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