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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Best card for rebuilding your credit file

The process was easy and helpful I would recommend this card Reviewed on: 27th January 2022

Credit built

I like zopa credit card. Its great to built credit history Reviewed on: 27th January 2022

Simple, Hassle free credit...

Fresh new look and so easy to apply and set up .Faultless service great experience from start to finish . Thanks guys Reviewed on: 27th January 2022

Good

Always happy when using my zopa card in store Reviewed on: 27th January 2022

This is a great credit card

This is a great credit card as u can spend a little at a time and u can pay back when u can Reviewed on: 27th January 2022

Nice and easy service quick response

The whole experience was quick and easy to setup, nice app and works fine in all areas. Reviewed on: 27th January 2022

Best Card Ever!

The card is simple and easy, the app is great - the cushion facility is ideal - just a great card! Reviewed on: 27th January 2022

Efficient and effective

Excellent customer service, always upto date with payments etc. Reviewed on: 27th January 2022

Great help in everything

Best card all keeping up to date on everything Reviewed on: 27th January 2022

professional

Everything went through quickly, without any problems. they were there if I had any problems Reviewed on: 27th January 2022

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