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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Easy to use card and easy to manage

Card and App easy to use and manage.The messaging from the app keeps you up to date with spending and therefore within credit limit and you know exactly what you have spent and where it was spent.Very happy with the card. Reviewed on: 16th April 2021

So easy to use

great app so easy to keep track of your spending Reviewed on: 16th April 2021

Hassle free

I love this. It’s hassle free and easy to get in touch with if any trouble or worries. I would highly recommend them. Reviewed on: 16th April 2021

Top card

Good little card to have in one's wallet Reviewed on: 16th April 2021

Great service

Took the credit card the app is easy to use and the card is brilliant Reviewed on: 16th April 2021

Fast and afishiant

A reliable banking company without all the complicated form and affordable repayment with low interest would definitely recommend!! Reviewed on: 16th April 2021

Mr

Very good i loke it all people like this credit card Reviewed on: 16th April 2021

Affordable and secure

I have had friendly and professional advice and the payments are affordable and safe. Reviewed on: 16th April 2021

Zopa are great

From start to finish, zopa keep me informed, easy to use and just a great credit card to have to help me build my credit Reviewed on: 16th April 2021

Zopa Too Easy!

Very straight forward and clear on transactions, banking made easy! Reviewed on: 16th April 2021

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