Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44347)

Simple, Hassle free credit...

5
Fresh new look and so easy to apply and set up .Faultless service great experience from start to finish . Thanks guys Reviewed on: 27th January 2022

Good

5
Always happy when using my zopa card in store Reviewed on: 27th January 2022

This is a great credit card

5
This is a great credit card as u can spend a little at a time and u can pay back when u can Reviewed on: 27th January 2022

Nice and easy service quick response

5
The whole experience was quick and easy to setup, nice app and works fine in all areas. Reviewed on: 27th January 2022

Best Card Ever!

5
The card is simple and easy, the app is great - the cushion facility is ideal - just a great card! Reviewed on: 27th January 2022

Efficient and effective

5
Excellent customer service, always upto date with payments etc. Reviewed on: 27th January 2022

Great help in everything

5
Best card all keeping up to date on everything Reviewed on: 27th January 2022

professional

5
Everything went through quickly, without any problems. they were there if I had any problems Reviewed on: 27th January 2022

Quick response and positive action

5
My application was handled quickly and the app works very easily Reviewed on: 27th January 2022

Hassle free

4
Easy experience from applying to using the app . Reviewed on: 27th January 2022

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review