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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Top card

Have found Zopa to be one of the best cards great back up and customer service Reviewed on: 16th April 2021

Hassle free

Easy to apply and received within 2 days the app is easy to use and love that you can reserve funds. Cannot fault this card Reviewed on: 16th April 2021

Ok

Not really help at this time............. Reviewed on: 16th April 2021

Amazing

The best credit card I have ever used I would recommend this to everyone. And the customer service is fast and really helpful. Reviewed on: 16th April 2021

Excellent card

Excellent , upto date transactions by text , payment clears off balance straight away , all round great card Reviewed on: 16th April 2021

Good online app

App is easy to use and I like it the way it tells you your borrowing strength Reviewed on: 16th April 2021

Great

Good service good app easy to work great Reviewed on: 16th April 2021

Exceeds expectations

Very good company, the app is excellent and helps keep track of your spending. I've had no issues at all with Zopa and would recommend them to anyone who's looking for a credit card. Reviewed on: 16th April 2021

Good card

Easy to use and handy app to keep you in control Reviewed on: 16th April 2021

Excellent

Very very good management I am really happy with the system well done Reviewed on: 16th April 2021

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