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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Transparent Credit Card

Very clear information and everything to do with the card. Great app. All around transparent. Reviewed on: 16th April 2021

Credit card

It’s really good and easy to use . Customer service is very good Reviewed on: 16th April 2021

Credit card that works

When you pay off your credit card and it doest take days to balance, its instantly done, it just works Reviewed on: 16th April 2021

Easy to use

Easy to use everything on app payments snd balance Pleased so far Reviewed on: 16th April 2021

Very reliable

Confident using Zopa. No extra charges. Straight forward and transparent Reviewed on: 16th April 2021

Good company lacks apple pay

Good company, app works well but lacks apple pay Reviewed on: 16th April 2021

Fantastic card

Love my new card Brill app and updates Reviewed on: 16th April 2021

A* provider

Was accepted by zopa when others wouldn’t. Have offered a sensible manageable limit. No problems at all Reviewed on: 16th April 2021

Great

Fast reliable service no fuss and no messing about Reviewed on: 16th April 2021

Excellent

Great credit card, easy access to everything via the App. Overall a great little card to have. Reviewed on: 16th April 2021

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