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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent

Fantastic customer service, great app to help with your credit needs, very reliable Reviewed on: 27th January 2022

Simple Banking

Zopa is easy to use and transactions are done in an instant. Their app is straight forward and their notifications always gives me the best information about what's going on with my account. I would definitely recommend them to people. Reviewed on: 27th January 2022

Fantastic credit card company

The app is extremely easy to use and customer service agents are amazing Reviewed on: 27th January 2022

One of the best card

Zopa is one of the best cards out there very easy to use and you get a text every time you use card Reviewed on: 27th January 2022

there very good and always happy to hep you a lot

well when I use my card it go throw ok and ther is no problem with it I am very happy with the card Reviewed on: 27th January 2022

Fantastic service and so simple to use

The whole experience has been great, application, card and app so simple. Supportive company and deserve everyone’s vote Reviewed on: 27th January 2022

Rebuilding my credit

After a very bad illness and my finances going down the tubes due to not being able to work…..Zopa helped me immensely to start my credit and financial building score again….I would highly recommend them Reviewed on: 27th January 2022

Excellent service

They are excellent at sorting problems. easy to use app and very clear Reviewed on: 27th January 2022

Zopa Credit Card is simply the best

Zopa credit card is simply the best. I have been with them for some months now and I can boldly tell how proud I am to be with them. Very approachable and help those with bad credit score to build back the credit. Reviewed on: 27th January 2022

Easy to use

Best credit card I’ve ever had easy to use regular updates and the app has good features to that helps you save money. Reviewed on: 27th January 2022

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