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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Zopa Credit Card is simply the best

Zopa credit card is simply the best. I have been with them for some months now and I can boldly tell how proud I am to be with them. Very approachable and help those with bad credit score to build back the credit. Reviewed on: 27th January 2022

Easy to use

Best credit card I’ve ever had easy to use regular updates and the app has good features to that helps you save money. Reviewed on: 27th January 2022

Excellent service providers

One of the best credit cards i have known. Reviewed on: 27th January 2022

zopa

zopa are very efficient and quick to respond to all your needs a very good credit card Reviewed on: 27th January 2022

Easy to use great card

I have poor credit and Zopa accepted me for a credit card, it’s really helped me build my score up, would definitely recommend Reviewed on: 27th January 2022

The best bank

I really really like Zopa. It is a life changer bank. Very god customer service. You don’t need to wait three hours until someone is going to pick up the phone, their response is emendate. Reviewed on: 27th January 2022

Easy simple and friendly

Having had bad credit zopa have given me the chance the repair my credit score and get my finances back on track ...thank you so much for giving me the opportunity Reviewed on: 27th January 2022

Excellent card and app

Not had card long and I’m so happy with my experience love it.it’s so easy to keep track of spending with spend notifications 1000% recommended to all my friends and family Reviewed on: 27th January 2022

Good friendly easy to use app

I'm not technically savy but i could easily use the app thankyou Reviewed on: 27th January 2022

Great card

I've had an iva and this is a great way to help get your credit back Reviewed on: 27th January 2022

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