Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

View other Zopa products

4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40272)

Fast, reliable and efficient, hassle free

Great service and I can't speak highly enough Reviewed on: 16th April 2021

excellent product, zervice

Easy to use, easy to manage, great product Reviewed on: 16th April 2021

zopa the best

very good company from uk,easy and saftey Reviewed on: 16th April 2021

Best

They help improve ur credit and keep you updated on it free of cost Reviewed on: 16th April 2021

So simple and easy to use

The Zopa credit card is quick and easy to set up and the app is clear and easy to use. 100% recommend. Reviewed on: 16th April 2021

Very informative

I've had a few credit cards over the year, but the Zopa credit is the very clear and up to date, when ever you use the card, you get a text message telling how much was spent and your balance. This sort of information helps you stay on top of your accounts and let's you know if your card is being misused. We'll done Zopa, if only other credit cards could do the same. Reviewed on: 16th April 2021

Very simple and clear terms

I am very happy to get this card they’re helping to climb me up Reviewed on: 16th April 2021

Quick review

Having a few problems with logging in at moment.i always use fingerprint but was asked to put password in cant remember but still waiting for code to open it .apart from that they seem to be bery good and well worth a try if your looking for a new credit card. Reviewed on: 16th April 2021

Brilliant and Innovative

The minute I started using the Zopa banking app, I felt all my skeptism fading away. It is innovative and brings features that are user friendly. No fuss banking. Reviewed on: 16th April 2021

In the ball

I love the way I am alerted each time I spend Reviewed on: 15th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from M&S Bank - Marks and Spencer 2.68 from 188 reviews
Credit card
from Zempler Bank (formerly Cashplus) 4.86 from 4388 reviews
Freedom Rewards Credit Card
from Barclaycard 3.91 from 60 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub