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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent service providers

One of the best credit cards i have known. Reviewed on: 27th January 2022

zopa

zopa are very efficient and quick to respond to all your needs a very good credit card Reviewed on: 27th January 2022

Easy to use great card

I have poor credit and Zopa accepted me for a credit card, it’s really helped me build my score up, would definitely recommend Reviewed on: 27th January 2022

The best bank

I really really like Zopa. It is a life changer bank. Very god customer service. You don’t need to wait three hours until someone is going to pick up the phone, their response is emendate. Reviewed on: 27th January 2022

Easy simple and friendly

Having had bad credit zopa have given me the chance the repair my credit score and get my finances back on track ...thank you so much for giving me the opportunity Reviewed on: 27th January 2022

Excellent card and app

Not had card long and I’m so happy with my experience love it.it’s so easy to keep track of spending with spend notifications 1000% recommended to all my friends and family Reviewed on: 27th January 2022

Good friendly easy to use app

I'm not technically savy but i could easily use the app thankyou Reviewed on: 27th January 2022

Great card

I've had an iva and this is a great way to help get your credit back Reviewed on: 27th January 2022

Great company

This is my first credit card and it’s been a really easy and non complicated experience! Reviewed on: 27th January 2022

Easy to apply for the card, activation fast and hassle free

I am all most, be able to use my zopa card anywhere I wanted to, excellent App for keeping track of my expenditure Reviewed on: 27th January 2022

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