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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,339 reviews, last reviewed 26th Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026
Lubna's avatar
Lubna

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44339)

Great company

5
This is my first credit card and it’s been a really easy and non complicated experience! Reviewed on: 27th January 2022
Hannah's avatar
Hannah

Easy to apply for the card, activation fast and hassle free

5
I am all most, be able to use my zopa card anywhere I wanted to, excellent App for keeping track of my expenditure Reviewed on: 27th January 2022
Amir 's avatar
Amir

Great service

5
Quick to apply.fast service good banking app Reviewed on: 27th January 2022
Kevin pinkney's avatar
Kevin pinkney

Great service

5
what a great card, fantastic service, easy to you and the update every month is great, would differently recommend to my friends and family Reviewed on: 27th January 2022
Nuzrark 's avatar
Nuzrark

Excellent services

5
I will recommend Zopa credit card to everyone.It is easy to use and convenient to check balance. Reviewed on: 27th January 2022
Mohammad's avatar
Mohammad

Excellent

5
Very good only credit plsve that would let me borrow money Reviewed on: 27th January 2022
philipmacdonald78@gmail.com's avatar
[email protected]

Hassle free credit card

5
100% hassle free credit card easy to set up and activate and the app is brilliant too,when you make a payment it is reflected in your balance straight away so you know where you are unlike some of my other cards that take 3 business days to see your true balance. Reviewed on: 27th January 2022
Darren fuller 's avatar
Darren fuller

Very good card helped me in every way

5
Good card always someone to talk to if needed anything Reviewed on: 27th January 2022
Bruce curtis's avatar
Bruce curtis

Most convenient easy to use and understand card

4
This card pared with using the app has made my life simpler. I understand what’s needed to keep the card running smoothly and with no hassle. I can always check and top up as needed Reviewed on: 27th January 2022
Tanya O'Connor-Brown's avatar
Tanya O'Connor-Brown

Easy to apply

5
Easy to apply and very helpful customer service team, would definitely recommend. Reviewed on: 27th January 2022
Bazy's avatar
Bazy

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