Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

View other Zopa products

4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

I'm very happy with Zopa.

Excellente service and thank you for your trust. Reviewed on: 27th January 2022

Zopa very good

Zopa very good and I recommend to all Reviewed on: 27th January 2022

Trustable, friendly.

I'm very happy with Zopa so far. They care about their customers. Helped me a lot. Reviewed on: 27th January 2022

Brilliant

I can use the card anywhere, in shops, online, Reviewed on: 27th January 2022

User friendly

My 1st credit card provider and the best. Reviewed on: 27th January 2022

Great bank and excellent service

I have had the best experience so far with Zopa unlike other high street banks Reviewed on: 27th January 2022

Good but could be Great!

I think that having to try several times to register via app as there is a technical problem is a bit of a set back. However I am fairly happy with the service the Zopa provides. I would perhaps give an initial 3 months interest free period to incentivise people to get an account.... Reviewed on: 27th January 2022

Easy and straightforward

Zopa was a suggestion I found on my credit report. Having had bad credit in the past I never thought I'd get accepted. However, checking my eligibility was so easy and Zopa guaranteed I'd be accepted, which I was. I got my card within a week and the use the app to control my spending. Everything has been super easy. Very happy so far. Reviewed on: 27th January 2022

Efficient

Zopa is simple and easy to use, highly recommendable, Reviewed on: 27th January 2022

Very good bank and fast for transferring money

I am happy. Customer as I never had problems with this bank money transferring very fast app works amazing Reviewed on: 27th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Bank of Ireland 3.37 from 6 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.19 from 14 reviews
Partnership Card
from John Lewis 1.32 from 892 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69080 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub