Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40272)

Best credit card.

5
Zopa credit card easy to apply for. it is good credit builder. Reviewed on: 15th April 2021

Great

5
it has been a good experience, using the app is so effortless and easy navigate. Reviewed on: 15th April 2021

User friendly

5
It was really useful and easy to apply. The most friendly app design they have. Reviewed on: 15th April 2021

Credit without the headache

5
Zopa gives a realistic credit limit so you are never out of your depth. Reviewed on: 15th April 2021

Great Credit Card

5
Great card, app and great customer service Reviewed on: 15th April 2021

Good investment

5
Have an excellent variety of opportunities to choose from Reviewed on: 15th April 2021

Easy and helpful

3
Online activities are good and the card is accepted world wide and very helpful staff Reviewed on: 15th April 2021

Good solution

5
It's great journey with zappa. Fast and effective and nice user interface. Reviewed on: 15th April 2021

fantastic service up to the minute information !!

5
Cannot believe how easy you make it app is amazing thank you and well done !! Onwards and upwards !! Reviewed on: 15th April 2021

Great Quick Setup

5
So easy to set up and use. The app is fast and efficient and never let me down. Reviewed on: 15th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 2 reviews
    Zopa
  • Cash ISA

    from Zopa 4.95 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
    View all products