Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,339 reviews, last reviewed 26th Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026
Lubna's avatar
Lubna

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44339)

Amazing

5
Amazing credit card .. the app is brilliant and easy to use .. love how easy it is to use the payment method and shows up quickly on your app …brilliant Reviewed on: 27th January 2022
lesterman1970@gmail.com's avatar
[email protected]

Moor than happy

5
I have only had to call them two times they help me they was very nice very caring could not do enough for me. Reviewed on: 27th January 2022
Virginia Harris's avatar
Virginia Harris

Best credit card

5
Great services, nothing too much trouble and helps build my credit score . Reviewed on: 27th January 2022
Sharon Lewis's avatar
Sharon Lewis

The best

5
You are a good time and very helpful Reviewed on: 27th January 2022
Marian Buzatu's avatar
Marian Buzatu

Fantastic

5
It's a no fuss credit card from a no fuss company Reviewed on: 27th January 2022
Jonathan bradley's avatar
Jonathan bradley

It's Zo easy!

5
Zopa is so easy, friendly and secure, with great rates. Reviewed on: 27th January 2022
Jonny Neale's avatar
Jonny Neale

help at hand

5
the smart way to pay and the help is always at the hand! Reviewed on: 27th January 2022
md amin's avatar
md amin

very good

5
im very satisfyed with zopa services Reviewed on: 27th January 2022
Pop Mihai's avatar
Pop Mihai

A great experience

5
Easy from application to receiving card Reviewed on: 27th January 2022
grantclark54@gmail.com's avatar
[email protected]

Amazing

5
Really good service and let you know decision within a quick time frame, would recommend Reviewed on: 27th January 2022
Fahad's avatar
Fahad

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Personal loan

    from Zopa 4.95 from 69080 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6587 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill