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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

You a fair company to all customers

I add a card but did not use it sorry but good offers Reviewed on: 15th April 2021

Amazing

Great service amazing customer service highly recommend Reviewed on: 15th April 2021

Great & Easy to use

Has a great app. Repayments are instant, not having to wait several days for payments clear. Each time a transaction is made your are notified. Controls for online authorisations in app, can turn on and off. All controls for the card are found in the app, is great! Would love to see Apple Pay supported and sure this will happen in the future. Reviewed on: 15th April 2021

Supportive

Very easy to set up, easy to understand and access and on the one occasion I have had to phone and speak to somebody they were very supportive and helpful Reviewed on: 15th April 2021

:)

Great credit card for credit building, good customer service. Definitely recommend Reviewed on: 15th April 2021

Great

Easy, and accessible all in the app with agents always available Reviewed on: 15th April 2021

Always simple and easy to use

I have used Zopa for a number of years and they have always been of great assistance in helping me manage my finances. Looking forward to the additional bank services which are in the pipeline Reviewed on: 15th April 2021

Does what it says on the tin

I’m not sure how much more I can say other than does exactly what it says on the tin or card in this case Reviewed on: 15th April 2021

Great credit card

Easy to use, and repayments always show up straight away Reviewed on: 15th April 2021

Excellent

Helpful and honest, nothing hidden Reviewed on: 15th April 2021

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