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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Trustable, friendly.

I'm very happy with Zopa so far. They care about their customers. Helped me a lot. Reviewed on: 27th January 2022

Brilliant

I can use the card anywhere, in shops, online, Reviewed on: 27th January 2022

User friendly

My 1st credit card provider and the best. Reviewed on: 27th January 2022

Great bank and excellent service

I have had the best experience so far with Zopa unlike other high street banks Reviewed on: 27th January 2022

Good but could be Great!

I think that having to try several times to register via app as there is a technical problem is a bit of a set back. However I am fairly happy with the service the Zopa provides. I would perhaps give an initial 3 months interest free period to incentivise people to get an account.... Reviewed on: 27th January 2022

Easy and straightforward

Zopa was a suggestion I found on my credit report. Having had bad credit in the past I never thought I'd get accepted. However, checking my eligibility was so easy and Zopa guaranteed I'd be accepted, which I was. I got my card within a week and the use the app to control my spending. Everything has been super easy. Very happy so far. Reviewed on: 27th January 2022

Efficient

Zopa is simple and easy to use, highly recommendable, Reviewed on: 27th January 2022

Very good bank and fast for transferring money

I am happy. Customer as I never had problems with this bank money transferring very fast app works amazing Reviewed on: 27th January 2022

Amazing

Amazing credit card .. the app is brilliant and easy to use .. love how easy it is to use the payment method and shows up quickly on your app …brilliant Reviewed on: 27th January 2022

Moor than happy

I have only had to call them two times they help me they was very nice very caring could not do enough for me. Reviewed on: 27th January 2022

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