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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Sensible and morally responsible provider

Does what is says on tbe tin, a responsible lender and with the customer at heart. Careful and supportive lender maki g sure that there is no risk of tbe customer being overwhelmed by debt and being helpful and supportive from the word go. I'm definitely a fan! Reviewed on: 27th January 2022

Convenience

User friendly simple instructions app response excellent Reviewed on: 27th January 2022

Customer service

Brilliant customer service and great cpear and easy to understand ap Reviewed on: 27th January 2022

So easy to use

The whole process was so easy to use. I like the alert facility that informs me of when and where the card has been used. Will make it so much easier to manage my card and adds more security for peace of mind. Reviewed on: 27th January 2022

I recommend to my partner

My experience with Zopa is amazing, easy to use Reviewed on: 27th January 2022

Bring the credit to the card ;)

Brilliant company applications very quick and easy and very polite and professional staff Reviewed on: 27th January 2022

Amazing

Zopa is an amazing bank customer service is brilliant and everything you need all in 1 app Reviewed on: 27th January 2022

A good credit card

It's handy to have when you are waiting to get paid from your wages Reviewed on: 27th January 2022

Top card

Easy to apply and use paying back is simple happy client Reviewed on: 27th January 2022

Great card

Great hassle free card to get and is really easy to use and manage on the app. Reviewed on: 27th January 2022

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