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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Best credit card

Great services, nothing too much trouble and helps build my credit score . Reviewed on: 27th January 2022

The best

You are a good time and very helpful Reviewed on: 27th January 2022

Fantastic

It's a no fuss credit card from a no fuss company Reviewed on: 27th January 2022

It's Zo easy!

Zopa is so easy, friendly and secure, with great rates. Reviewed on: 27th January 2022

help at hand

the smart way to pay and the help is always at the hand! Reviewed on: 27th January 2022

very good

im very satisfyed with zopa services Reviewed on: 27th January 2022

A great experience

Easy from application to receiving card Reviewed on: 27th January 2022

Amazing

Really good service and let you know decision within a quick time frame, would recommend Reviewed on: 27th January 2022

Sensible and morally responsible provider

Does what is says on tbe tin, a responsible lender and with the customer at heart. Careful and supportive lender maki g sure that there is no risk of tbe customer being overwhelmed by debt and being helpful and supportive from the word go. I'm definitely a fan! Reviewed on: 27th January 2022

Convenience

User friendly simple instructions app response excellent Reviewed on: 27th January 2022

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