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Zopa: Credit card reviews

4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Amazing credit card. Outstanding customer care

5
That card really so easy to handle and obviously very sophisticatedly to manage. Great Reviewed on: 15th April 2021

brilliant

5
i have been very pleased all services offered by Zopa Reviewed on: 15th April 2021

Very good

5
All transactions are straightforward and the ap is a great help. You can go straight on and check everything. Also great with notifications to say what was spent and where Reviewed on: 15th April 2021

Amazing card

5
I love zopa. It’s a beautiful and great card for students , for house wives, and workers. Reviewed on: 15th April 2021

Excellent

5
Very good experience I’m very happy Reviewed on: 15th April 2021

Excellent

5
I like your card and bank name and your customer service I am happy with you thanks Reviewed on: 15th April 2021

Great intentions

5
Best credit card service on line quick response to your email I recommend you to all my friends and family Reviewed on: 15th April 2021

Zopa Is Amazing!!!

5
I love Zopa! Best credit card company ever!! I love using the Zopa App too! It’s so simple, very easy to use and you find what you need straight away! Great for monitoring your spending and you also get a little notification for every transaction and then it confirms how much you have left to spend! There’s also a lot of other features in the app to help you improve your credit rating and tips on saving! The whole experience is just perfect! Really a joy to use and everything feels tailored to you...genius! Reviewed on: 15th April 2021

Fantastic

5
Great second chance. I'd recommend to anyone really. Has really helped with my score. Everything managed through app. Reviewed on: 15th April 2021

Brilliant credit card company

5
Keeps you informed about your account frequently which makes it so easy to keep on top of your account Reviewed on: 15th April 2021

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