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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Customer service

Brilliant customer service and great cpear and easy to understand ap Reviewed on: 27th January 2022

So easy to use

The whole process was so easy to use. I like the alert facility that informs me of when and where the card has been used. Will make it so much easier to manage my card and adds more security for peace of mind. Reviewed on: 27th January 2022

I recommend to my partner

My experience with Zopa is amazing, easy to use Reviewed on: 27th January 2022

Bring the credit to the card ;)

Brilliant company applications very quick and easy and very polite and professional staff Reviewed on: 27th January 2022

Amazing

Zopa is an amazing bank customer service is brilliant and everything you need all in 1 app Reviewed on: 27th January 2022

A good credit card

It's handy to have when you are waiting to get paid from your wages Reviewed on: 27th January 2022

Top card

Easy to apply and use paying back is simple happy client Reviewed on: 27th January 2022

Great card

Great hassle free card to get and is really easy to use and manage on the app. Reviewed on: 27th January 2022

So simple

The whole process from start to finish to get a zopa credit card is so simple and easy. I got an instant desision, it was quick and pain free. My card arrived quick and the app is so easy to use and is so much more helpful than other cards i have. Thanks zopa Reviewed on: 27th January 2022

Excellent

Very easy to use and apply for and easy to maintain my account with the mobile app Reviewed on: 27th January 2022

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