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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Fantastic

Very easy to use and recommendable Reviewed on: 27th January 2022

Wry easy to use to boost credit rating.

Fab application process, easy to use app and smart looking card. Very happy with mine. Reviewed on: 27th January 2022

Quick and easy very good customer help

Just a very easy card to use friendly service no complaints Reviewed on: 27th January 2022

Zopa Review

They make everything easy and their customer service is excellent. Reviewed on: 27th January 2022

Great bank

Ideal nice and straight forward to use Reviewed on: 27th January 2022

Excellent

Great services easy to use Customer service excellent always happy to help Reviewed on: 27th January 2022

Brilliant

Very easy to apply. Card arrived early clear information and zopa helps you to save for a rainy day. Reviewed on: 27th January 2022

Simple efficient quick

Was all set up very quickly, with the app for managing pretty much everything you will need, to manage the card ty. Reviewed on: 27th January 2022

Zopa helps you help your self

Zopa has given me the chance to turn around my credit score and help me out when I needed it most, I just can't thank zopa another. Reviewed on: 27th January 2022

the credit card everyone should have

Zopa is by far the best credit card i have, it offers lowest interest rate,has good security measures and is very accessible.Well recommended. Reviewed on: 27th January 2022

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