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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

My card

Great card would recommend to anyone Reviewed on: 15th April 2021

First class service

I love this card once you make a transaction it immediately lets you know in seconds a very well organised credit card service and lets you view all your spending so no excuses of over spending Reviewed on: 15th April 2021

Excellent visa credit card

Zopa is one of key ways I am able to rebuild my credit. Zopa look beyond a number, they look at the person Reviewed on: 15th April 2021

Excellent wee card

Handy when it gets to the end of the month Reviewed on: 15th April 2021

Customer service very understanding with customers needs

Zopa, I've only had my card a few months and I've not had any problems even when I missed a payment very understanding and helpful . Reviewed on: 15th April 2021

Best Credit Card - ZOPA

Amazing Credit Card with a quick decision when applying. Simple to use app and when needed it has a very good customer service. Would highly recommend. Reviewed on: 15th April 2021

Excellent, Easy To Deal with

Easy to apply, card received promptly. App easy to use, all information to hand. Highly recommend Reviewed on: 15th April 2021

Gold star service!

Helpful and find ways to make things happen. Reviewed on: 15th April 2021

1st class company

1st class company to deal with very helpful and excellent high quality advice Reviewed on: 15th April 2021

Excellent banking

I will diffinately recommend it to friends and family Reviewed on: 15th April 2021

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