Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

View other Zopa products

4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Brilliant customer service. Phone lines never too busy

Always happy with amazing service Reviewed on: 27th January 2022

Very good

Very good. I can buy and pay after. Reviewed on: 27th January 2022

Awesome credit card company

Awesome credit card company looks after customers Reviewed on: 27th January 2022

Best card ever!

Best card out there! Apps so easy to use and quick to set up, been my first credit card and will always be with zopa. Customer service is top and always a English speaker on the other end. Best service I've had in ages Reviewed on: 27th January 2022

Excellent company

Excellent company give you a chance when others dont thank you Reviewed on: 27th January 2022

Excellent service

Easy to use app excellent rates and great service Reviewed on: 27th January 2022

Zopa is Super!!

Easy to access and manage ...zopa us superb-er Reviewed on: 27th January 2022

Excellent

Easy to use and very handy, would recommend Reviewed on: 27th January 2022

Brilliant

Brilliant company at the moment very friendly and supportive. Reviewed on: 27th January 2022

Zopa credit card

Zooa is the best card I've had. It's online banking is easy to understand and I can also put some of the balance away for emergencies. Reviewed on: 27th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from The Co-operative Bank 2.86 from 35 reviews
Credit card
from Chase Bank 4.94 from 379 reviews
Opus Credit Card
from NewDay 5.00 from 3 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69081 reviews
Current account
from Zopa 4.93 from 6588 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub