Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

View other Zopa products

4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Best Credit Card

Best credit card going and so easy to use their app. Totally recommend. Reviewed on: 26th January 2022

Credit the Credit card

As a Zopa user I find it flexible and user friendly Reviewed on: 26th January 2022

Excellent value

Rebuilding my credit & the zopa credit card is helping me do that. Reviewed on: 26th January 2022

Can't rate Zopa highly enough!

Happy with their service and customer service! Reviewed on: 26th January 2022

Super easy to use

Really easy, can see spends in live time and track what is going where. App is easy to navigate and saves tedious phone or internet log ins Reviewed on: 26th January 2022

Just simply straight forward

Transparent easy to understand and encountered no problems at all Reviewed on: 26th January 2022

Very good card to use

Downloaded app very swiftly and kept up to date with transactions very easy to keep up to date with would highly recommend Reviewed on: 26th January 2022

Brilliant

Easy to use App.Great updates when card used. Reviewed on: 26th January 2022

All is well.

Peace of mind, Easy to use, all its services are stress free . Reviewed on: 26th January 2022

Zopa credit card

Loved getting my zopa credit card, easy to use and the app is simple to understand 5***** Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.10 from 19 reviews
Credit card
from Post Office 2.30 from 112 reviews
Credit card
from Vanquis 4.24 from 554 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5743 reviews
Smart Saver
from Zopa 4.94 from 7494 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub