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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

3 month user

Brilliant app, user friendly, easy to understand and so far have had no issues whatsoever. Reviewed on: 16th April 2021

Best bank

Really easy and smooth application with %100 results Reviewed on: 16th April 2021

Brilliant bank

Brilliant bank offers loads definitely recommend Reviewed on: 16th April 2021

Excellent service and easy to use

The whole process was very easy from start to finish. The app is great you can see what you owe and when payment is due. Highly recommend Reviewed on: 16th April 2021

What an incredible brand!!!

My experience with Zopa has been unforgettable! From start to finish the timing, service and product value has been second to none. Reviewed on: 16th April 2021

Quick & easy application

Quick and easy application, good rates and a friendly team to help on the app when needed Reviewed on: 16th April 2021

Fantastic and super easy to use

From application to receiving the card everything was easy and quick. The app is super easy to use and means I can keep track of everything. Reviewed on: 16th April 2021

Card %1

Great card. Came quick and easy to set up Reviewed on: 16th April 2021

Great bank

If your looking for a bank that gives you great service in all areas then look now further. Reviewed on: 16th April 2021

Awesome

Jus so amazing and efficient never a problem to far thankyou zopa Reviewed on: 16th April 2021

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