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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great product

Easy to manage credit card with a very simple app to maintain account Reviewed on: 26th January 2022

Recommended for everything

Very helpful n reliable to assist Reviewed on: 26th January 2022

Helped me when others wouldn't

I've recently came out of a 10 year marriage and my credit wasn't in a good place. Zopa offered me my first credit card. I was over the moon and its really helped grow my credit score. The app is easy to use and customer service has always been professional. Very happy customer Reviewed on: 26th January 2022

Simple and user friendly

Simple and easy to apply for products and simple user friendly mobile app Reviewed on: 26th January 2022

Fantasti

Fantastic bank service second to none app simple and easy to use overall the perfect option Reviewed on: 26th January 2022

Great and easy to use

The credit card app is easy to use and simple to navigate. Very informative to stop you forgetting late payments and has great information to keep you on top of your credit score. Reviewed on: 26th January 2022

Brilliant card and service

Simple to apply for, easy to track your spending. Always informed on what’s happening with your card, payments due etc. 100% recommended! Reviewed on: 26th January 2022

Friendly simple to use

Zopa had an easy to use app. They are a straight forward credit supplier that are there when I need them .they explain everything upfront and it is simple and easy to use. Reviewed on: 26th January 2022

Fantastic service

Customer service is instantaneous and I have had no issues Reviewed on: 26th January 2022

Amazing company

I've had no problem with your company. Very helpful Reviewed on: 26th January 2022

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