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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,339 reviews, last reviewed 26th Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026
Lubna's avatar
Lubna

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44339)

Best credit card provider

5
A simple and easy to use app that enables quick card setup! Great customer service staff willing to assist where they can. Really would recommend these to anyone looking for a credit card Reviewed on: 27th January 2022
Sean's avatar
Sean

This is a card for the people!

5
This card is great and the app that a companies it is fantastic the customer service provided by zopa is phenomenal. Their ethos is all about the customer and that shows Reviewed on: 27th January 2022
liam colley's avatar
liam colley

Great service

5
So reliable and great service all ways they if you need them Reviewed on: 27th January 2022
Pat McWilliams's avatar
Pat McWilliams

I feel happy to be part of this bank as it understand customers needs.

5
Never got any disappointment with Zopa. They are business orientated and they care a lot about their customers. Reviewed on: 27th January 2022
Luke Shinga's avatar
Luke Shinga

Great service

5
Brilliant card and app, fantastic customer service. Speedy delivery Reviewed on: 27th January 2022
Lee Holt's avatar
Lee Holt

Zopa Simply a breath of fresh air

5
Zopa a careful and considerate credit card! You cant go wrong with overspending and certainly will love the way the card works including the way it looks. Good credit card, no issues so far. Reviewed on: 27th January 2022
Josette Barker 's avatar
Josette Barker

Zopa first few months

5
The App is easy to use and track spending on. Issues are easy to escalate. I am happy with it so far. Reviewed on: 27th January 2022
Nonduduzo 's avatar
Nonduduzo

Excellent and amazing

5
Very helpful when there is an issue very relible banking app everything a out this bank makes it no1 in my eyes Reviewed on: 27th January 2022
Michael 's avatar
Michael

,zopa

5
Fantastic and helpful service Reviewed on: 27th January 2022
james massey's avatar
james massey

Zopa all the way

5
Customer care is always spot on, good detailed information and good contact with support, help and guidance. Always keep you up to date with your account. Reviewed on: 27th January 2022
Shaley's avatar
Shaley

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