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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Customer focused and easy to use

Very easy service to access and use! No hassle, no glitches Reviewed on: 16th April 2021

Amazing customer service

The company as a whole is so easy to work with from first contact throughout the whole process and they take the stress out of everything Reviewed on: 16th April 2021

havent found a problem, so cant complain

easy to understand, am in touch with whats happening with my account at all times,by phone, tech at its best Reviewed on: 16th April 2021

Ms, what a fantastic bank and amenzing services.

It has been a joy since I was approved credit card with Zopa , no other bank can be like she, I'm happy I was recommended to zopa. Thanks Reviewed on: 16th April 2021

Mr

Customer service is excellent I would recommend zopa to everyone I know. So easy to understand the services provided Reviewed on: 16th April 2021

Brilliant

This credit card makes life a lot easier to use and it is easy to check your balance and make payments. Reviewed on: 16th April 2021

Good and helpfully.

Help me building my credit score. Customer service is very good. I'm happy about this card Reviewed on: 16th April 2021

Great new card.

Easy to use, updates your account quickly. No hassle, easy to use. Reviewed on: 16th April 2021

A fantastic experience

I was sceptical about using a non traditional credit card, I have only ever utilised my high street bank and building society. But I can honestly say that the experience I’ve had with Zopa is second to none. The app is straightforward with a super sleek interface. Reviewed on: 16th April 2021

Excellence service very easy to use the zopa app too

I applied for zopa credit card . I got a limit I can afford and very happy with the service they provide Reviewed on: 16th April 2021

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