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Zopa: Credit card reviews

4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Helping

5
Very good card provider to know how much can borrow and to increase credit history. Reviewed on: 16th April 2021

Mrs

5
Great credit company , quick service Reviewed on: 16th April 2021

amazing xx

5
love the app so easy and clear,love it Reviewed on: 16th April 2021

Amazing from the start

5
Honestly not got the best credit score, is helping me loads! Brilliant company best I’ve seen Reviewed on: 16th April 2021

Easily the best credit card by far

5
Fast efficient transactions, best app based support and tracking for your expenses. Highly trained customer service advisors, 5 stars Reviewed on: 16th April 2021

Great customer service

5
Great customer service with an amazing app that is easy to use and updates you regularly. Reviewed on: 16th April 2021

Excellent card

5
Very easy to understand and great app Reviewed on: 16th April 2021

Brilliant

5
So far has been amazing credit card only been using 4 2 months tho Reviewed on: 16th April 2021

Brilliant credit card

5
Excellent love that when you make a payment it is instantly added to your avaliable balance would higley recommend Reviewed on: 16th April 2021

The best

5
all service in one place, nothing else is needed. In a word, perfect Reviewed on: 16th April 2021

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