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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

No nonsense credit.

Excellent, well laid out app, no nonsense lending, very user friendly. Reviewed on: 27th January 2022

Brilliant

Can't fault them brilliant very responsive Reviewed on: 27th January 2022

Great card to have

Find ZOPA to be excellent overall, They give people another chance to improve their credit and do not judge on past problems, Think that this the credit card for me to keep. The app may need a little bit of improvement but pretty easy to use overall. Well done ZOPA. Reviewed on: 27th January 2022

Amazing

Absolutely amazing helped me out a lot, I would definitely recommend. Reviewed on: 27th January 2022

great app

works well and does what it says on the tin Reviewed on: 27th January 2022

Very Easy and very fast

I have never had a credit card until now, this is the first... very useful and active, I definitely recommend it. Reviewed on: 27th January 2022

Zopa

Amazing service, if you need any help at all they are always there! Reviewed on: 27th January 2022

It is awsome

It’s amazing other than the limit it offers tbh at some point you will think why am I having it Reviewed on: 27th January 2022

Very easy

The application proces was very easy and the card arrived in a couple of days Reviewed on: 27th January 2022

All ways spot on

Been with Zopa for a while couldn’t ask for a better bank Reviewed on: 27th January 2022

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Zopa: Credit card reviews

74% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Credit card now

Best credit card provider 2025

Zopa Credit card reviews (44348)

No nonsense credit.

Brilliant

Great card to have

Amazing

great app

Very Easy and very fast

Zopa

It is awsome

Very easy

All ways spot on

Review Zopa: Credit card now

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