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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

All ways spot on

Been with Zopa for a while couldn’t ask for a better bank Reviewed on: 27th January 2022

1st class

Professional and easy to use app, makes it ideal Reviewed on: 27th January 2022

Great service

Fantastic service best card Never a problem Reviewed on: 27th January 2022

Simple, straight forward and helpful

No hassle, app is perfect. All round a good lender Reviewed on: 27th January 2022

Brilliant company

Fast quick and very good service Reviewed on: 27th January 2022

Completely professional and helpful.

Easy and quick response application process by experienced and helpful staff. Reviewed on: 27th January 2022

A win for zopa

Very easy to contact and very quick to answer any queeries Reviewed on: 27th January 2022

Superb and easy to deal with

Zopa have been absolutely brilliant for me. Reviewed on: 27th January 2022

Simple

Simple stress free banking I would recommend anyone to join Reviewed on: 27th January 2022

Ok but charge late fee very quick

Less than 24 hours after my payment was due Zopa charged me £12 late fee. I am actually annoyed about this as every other month since I have had an account with them I have paid early. Reviewed on: 27th January 2022

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