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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic

Excellent very easy to use, credit limit reviews great app Reviewed on: 27th January 2022

Satisfied Lendee

Very constructive and informative Reviewed on: 27th January 2022

Amazing

Amazing professional and a great product at great value Reviewed on: 27th January 2022

First time user - impressed!

Easy to use app. Quick customer service Reviewed on: 27th January 2022

Zopa credit card

Very good easy to use and the app is a great help Reviewed on: 27th January 2022

Very good

I am very glad about this card. Is very useful and I hope that in the future I will have more opportunities. Reviewed on: 27th January 2022

Easy to use and to pay back

The banks app makes it easy to pay and keep an eye on your spending. If your like me l need to build up my credit and they are very good for this. Very helpful. Reviewed on: 27th January 2022

Very orgnize company

Fantastic experience excellent customer service Reviewed on: 27th January 2022

Excellent company

Was so easy to apply for excellent Reviewed on: 27th January 2022

Excellent sevices

Amazing service and excellent service Reviewed on: 27th January 2022

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