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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Great product

Would just like to say how happy I am with your overall app and customer service and would have no hesitation in recommend your product and service to anybody Reviewed on: 16th April 2021

I think zopa is a great card

I think you have been very transparent very helpful what you see is what you get Reviewed on: 16th April 2021

The best bank

I never had any issues with zopa .they simply the best Reviewed on: 16th April 2021

Excellent service

Fantastic company. Alwaus there to help and support you. Customer service second to none. Defo would recommend to family and friends (already have). Keep up the good work zopa Reviewed on: 16th April 2021

Excellent

Easy to use, great company, a must have credit card Reviewed on: 16th April 2021

New credit card

Prompt service card here easy to set up Reviewed on: 16th April 2021

Great service

They gave me a chance when no other companies would they don’t charge any interest as long as I clear my balance each month and it has helped my credit score I’ve had no issue with them Reviewed on: 16th April 2021

Fabulous service

Payments come straight off. Great way to keep up to date Reviewed on: 16th April 2021

Gave me a chance when others wouldn't!

Iv been trying sort my financial position for a while now and whilst my credit score wasn't reflecting the work and payments I was putting into my credit file, Zopa credit card has given me the chance to prove I am a credit worthy customer. I use my card to help build my score and then help with end of month cash flow. When my limit is substantial enough I would use my card for my larger purchases rather than daily spending. Thank you and bottoms up to a long future with Zopa and your other services. Reviewed on: 16th April 2021

Easy, friendly, great credit builder

It was easy to sign up, the staff are friendly, the app is really clear. It's a great card to help build your credit score. Reviewed on: 16th April 2021

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