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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Excellent sevices

Amazing service and excellent service Reviewed on: 27th January 2022

No nonsense credit.

Excellent, well laid out app, no nonsense lending, very user friendly. Reviewed on: 27th January 2022

Brilliant

Can't fault them brilliant very responsive Reviewed on: 27th January 2022

Great card to have

Find ZOPA to be excellent overall, They give people another chance to improve their credit and do not judge on past problems, Think that this the credit card for me to keep. The app may need a little bit of improvement but pretty easy to use overall. Well done ZOPA. Reviewed on: 27th January 2022

Amazing

Absolutely amazing helped me out a lot, I would definitely recommend. Reviewed on: 27th January 2022

great app

works well and does what it says on the tin Reviewed on: 27th January 2022

Very Easy and very fast

I have never had a credit card until now, this is the first... very useful and active, I definitely recommend it. Reviewed on: 27th January 2022

Zopa

Amazing service, if you need any help at all they are always there! Reviewed on: 27th January 2022

It is awsome

It’s amazing other than the limit it offers tbh at some point you will think why am I having it Reviewed on: 27th January 2022

Very easy

The application proces was very easy and the card arrived in a couple of days Reviewed on: 27th January 2022

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