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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

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4.93

Based on 40,270 reviews, last reviewed 12th Jun 2025

17% decrease in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I can't believe how easy and hassle free to apply fo... I can't believe how easy and hassle free to apply for a credit card with them. Love the colour of the credit card Reviewed on: 12th June 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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Zopa Credit card reviews (40270)

The best bank

I never had any issues with zopa .they simply the best Reviewed on: 16th April 2021

Excellent service

Fantastic company. Alwaus there to help and support you. Customer service second to none. Defo would recommend to family and friends (already have). Keep up the good work zopa Reviewed on: 16th April 2021

Excellent

Easy to use, great company, a must have credit card Reviewed on: 16th April 2021

New credit card

Prompt service card here easy to set up Reviewed on: 16th April 2021

Great service

They gave me a chance when no other companies would they don’t charge any interest as long as I clear my balance each month and it has helped my credit score I’ve had no issue with them Reviewed on: 16th April 2021

Fabulous service

Payments come straight off. Great way to keep up to date Reviewed on: 16th April 2021

Gave me a chance when others wouldn't!

Iv been trying sort my financial position for a while now and whilst my credit score wasn't reflecting the work and payments I was putting into my credit file, Zopa credit card has given me the chance to prove I am a credit worthy customer. I use my card to help build my score and then help with end of month cash flow. When my limit is substantial enough I would use my card for my larger purchases rather than daily spending. Thank you and bottoms up to a long future with Zopa and your other services. Reviewed on: 16th April 2021

Easy, friendly, great credit builder

It was easy to sign up, the staff are friendly, the app is really clear. It's a great card to help build your credit score. Reviewed on: 16th April 2021

Helping

Very good card provider to know how much can borrow and to increase credit history. Reviewed on: 16th April 2021

Mrs

Great credit company , quick service Reviewed on: 16th April 2021

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