Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

View other Zopa products

4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

easy banking

I can see how much I have spent and availability on the app. I also get a notification every time money is spent. I would definitely recommend Reviewed on: 26th January 2022

Happy customer

Great customer service and fair lending Reviewed on: 26th January 2022

Amazing

Easy affordable keeping you on track Reviewed on: 26th January 2022

Simple. Easy and fair.

For the first time ever Zopa offered a really great easy and simple service for ordinary people. Reviewed on: 26th January 2022

Excellent credit card

Zopa is very reasonable credit card. It has a generous started limit and very easy to see your account online and make payments. Reviewed on: 26th January 2022

Clear and simple.

Zopa credit card is clear and simple to use and understand with no hidden charges or fees Reviewed on: 26th January 2022

Credit card

Not gonna lie its great it helps so much Reviewed on: 26th January 2022

great CC company

Very easy application, easy-to-use app on phone, fast and efficient service Reviewed on: 26th January 2022

Great

Easy to use ap great customer service Reviewed on: 26th January 2022

Mr Samuel Osemwenkhae

One of the most promising bank in England today. Fantastic customer service. Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clubcard credit cards
from Tesco Bank 3.98 from 325 reviews
Credit card
from Debenhams 2.40 from 13 reviews
Credit card
from Yonder 4.95 from 634 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5763 reviews
Smart Saver
from Zopa 4.94 from 7494 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub