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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Excellent

5
I have good experience and very easy and quick Reviewed on: 16th April 2021
Loreta's avatar
Loreta

Excellent

5
Love the app easy to use plus friendly service Reviewed on: 16th April 2021
Mark's avatar
Mark

Thanks

5
Zopa keep you up to date of your transaction, which is very helpful as you can see if there has been fraud on your account. I can't thank Zopa enough. Best credit card I have ever had Reviewed on: 16th April 2021
Alison 's avatar
Alison

Excellent service

5
Quick application, easy to use app and fast delivery of my new card! The credit score monitor within the app is so useful for tips on how to improve my score. Highly recommended! Reviewed on: 16th April 2021
DeeGee's avatar
DeeGee

objectivity

5
My experience with zopa, it's been amazing every moment since I started signing up to get the card, quick check to see if I approve or not, fast delivery of the card, to solve anything in the chat and always well received by the staff and still get accurate solutions when asking for help, and in the beginning it still gave me a legal limit, I'm glad I decided to have this experience with zopa. Reviewed on: 16th April 2021
Jeferson Queiroz's avatar
Jeferson Queiroz

Excellent service

5
Excellent service and professional Reviewed on: 16th April 2021
Catalin 's avatar
Catalin

Amazing

5
Really good experience with zopa Reviewed on: 16th April 2021
Danny's avatar
Danny

No fuss, and easy

5
Easy to apply, use and pay, and with great notifications Reviewed on: 16th April 2021
Colin Stewart's avatar
Colin Stewart

The card that says yes

5
Fast efficient straightforward service responsible limits and easy to use app What more could you want in a card or company. Highly recommended Reviewed on: 16th April 2021
Davidmccreadie1@yahoo.com 's avatar
[email protected]

Excellence as standard

5
Excellent customer service. Would highly recommend for all your lending needs. Reviewed on: 16th April 2021
John Nield's avatar
John Nield

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