Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,339 reviews, last reviewed 26th Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026
Lubna's avatar
Lubna

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44339)

Brilliant

5
I would 110% recommend to my friends and family Reviewed on: 27th January 2022

Fantastic

5
Excellent very easy to use, credit limit reviews great app Reviewed on: 27th January 2022

Satisfied Lendee

5
Very constructive and informative Reviewed on: 27th January 2022

Amazing

5
Amazing professional and a great product at great value Reviewed on: 27th January 2022

First time user - impressed!

5
Easy to use app. Quick customer service Reviewed on: 27th January 2022

Zopa credit card

5
Very good easy to use and the app is a great help Reviewed on: 27th January 2022

Very good

5
I am very glad about this card. Is very useful and I hope that in the future I will have more opportunities. Reviewed on: 27th January 2022

Easy to use and to pay back

5
The banks app makes it easy to pay and keep an eye on your spending. If your like me l need to build up my credit and they are very good for this. Very helpful. Reviewed on: 27th January 2022

Very orgnize company

5
Fantastic experience excellent customer service Reviewed on: 27th January 2022

Excellent company

5
Was so easy to apply for excellent Reviewed on: 27th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69081 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6588 reviews
    Zopa
    View all products