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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great customer service

It is really quick and easy to speak to someone and they are always friendly and helpful. Reviewed on: 27th January 2022

Trustworthy and ease of use - Highly recommended.

Ease of use with an amazing app which keeps you fully informed at all times. World class customer service. Reviewed on: 27th January 2022

Credit card made easy!

The application process was straightforward and easy to process. As a company Zopa are fantastic. I get statement notifications as well as emails. The team are always on hand and extremely helpful. The app works seamlessly and is straight forward to use. All in all a great company that works with its customers in a transparent and dependable way. Thanks Zopa! Reviewed on: 27th January 2022

Excellent

Fantastic lender which allows you to build your credit score with regular on time payments. I would definitely recommend to friends and family. Reviewed on: 27th January 2022

Easiest card to manage

Easy to apply and manage and help build credit score again Reviewed on: 27th January 2022

Easy

Easy to use and easy to keep control using the app Reviewed on: 27th January 2022

Zopa is the best

I got a credit card and Zopa is amazing. They provided me with a card when no other bank was even tho I had the good credit rating. Reviewed on: 27th January 2022

Account management

Easy to monitor account spending and credit limit Reviewed on: 27th January 2022

I love this bank it quick and easy

Can use it anytime anywhere when ever o want to it's really good Reviewed on: 27th January 2022

Brilliant

I would 110% recommend to my friends and family Reviewed on: 27th January 2022

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