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Zopa: Credit Card reviews

4.93
Based on 37,147 reviews, last reviewed 7th Apr 2025
450000% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and very helpful helped me hugely Great service and very helpful good service all around been very helpful to me Reviewed on: 7th April 2025
John Taylor's avatar
John Taylor

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025
Jason Murray's avatar
Jason Murray

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit Card reviews (37147)

James lewis

5
Ok they're very helpful and quite cheap to have Reviewed on: 15th February 2021

Ease

5
Excellent online service with spending safety net Reviewed on: 15th February 2021

Would recommend

5
Great online App and would recommend to friends and family. Reviewed on: 15th February 2021

Modern credit card facility

5
Zopa is a very modern credit card service. I love the app which is easy to use, shows transactions and payments in real time, and connects well to tips for credit report improvements. Reviewed on: 15th February 2021

Great company

5
Great service. A very easy to use app Reviewed on: 15th February 2021

My first credit card experience

5
Zopa offered me a credit card via the ClearScore app and I decided to go with them to improve my credit. The app is very easy to use and so far I’ve had a very positive experience. Reviewed on: 15th February 2021

Simple and caring

5
Easy to monitor and keep track on..would recommend. Reviewed on: 15th February 2021

Amazing!

5
Never had any problems since taking out my credit card agreement with Zopa! Every time I’ve rang the customer service has been great! Well done Zopa! Reviewed on: 15th February 2021

Excellent service

5
Excellent service no hassle straightforward and simple Reviewed on: 15th February 2021

Easy to use

5
Exactly what it says on the tin Reviewed on: 15th February 2021

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