Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 12th Jun 2025
17% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I can't believe how easy and hassle free to apply fo... I can't believe how easy and hassle free to apply for a credit card with them. Love the colour of the credit card Reviewed on: 12th June 2025
Mo Khalil's avatar
Mo Khalil

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40270)

Thanks

5
Zopa keep you up to date of your transaction, which is very helpful as you can see if there has been fraud on your account. I can't thank Zopa enough. Best credit card I have ever had Reviewed on: 16th April 2021

Excellent service

5
Quick application, easy to use app and fast delivery of my new card! The credit score monitor within the app is so useful for tips on how to improve my score. Highly recommended! Reviewed on: 16th April 2021

objectivity

5
My experience with zopa, it's been amazing every moment since I started signing up to get the card, quick check to see if I approve or not, fast delivery of the card, to solve anything in the chat and always well received by the staff and still get accurate solutions when asking for help, and in the beginning it still gave me a legal limit, I'm glad I decided to have this experience with zopa. Reviewed on: 16th April 2021

Excellent service

5
Excellent service and professional Reviewed on: 16th April 2021

Amazing

5
Really good experience with zopa Reviewed on: 16th April 2021

No fuss, and easy

5
Easy to apply, use and pay, and with great notifications Reviewed on: 16th April 2021

The card that says yes

5
Fast efficient straightforward service responsible limits and easy to use app What more could you want in a card or company. Highly recommended Reviewed on: 16th April 2021

Excellence as standard

5
Excellent customer service. Would highly recommend for all your lending needs. Reviewed on: 16th April 2021

Great product

5
Would just like to say how happy I am with your overall app and customer service and would have no hesitation in recommend your product and service to anybody Reviewed on: 16th April 2021

I think zopa is a great card

5
I think you have been very transparent very helpful what you see is what you get Reviewed on: 16th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1261 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65247 reviews
    Zopa
    View all products