Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 12th Jun 2025
17% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I can't believe how easy and hassle free to apply fo... I can't believe how easy and hassle free to apply for a credit card with them. Love the colour of the credit card Reviewed on: 12th June 2025
Mo Khalil's avatar
Mo Khalil

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40270)

Very nice

5
I was turned down by many but have had no problems witt zopa Reviewed on: 16th April 2021

Ready to helping

5
When I needed a little help zopa was there Reviewed on: 16th April 2021

I like it

4
Very handy I liked it I will stick with Zopa Reviewed on: 16th April 2021

Great

5
Great zopa app keeps you up to date on spending and you can make quick o line payments Reviewed on: 16th April 2021

Excellent

5
A simple straight forward easy to use card, from initial set up with step by step instructions then you are good to go, highly recommend to anyone Reviewed on: 16th April 2021

NO MESSIN CARD AND APP

5
SIMPLE AND GREAT CARD&APP,ENOUGH SAID! Reviewed on: 16th April 2021

Easy and straightforward

4
I’ve only recently had a Zopa card, but it’s very simple and easy to use and the app is great. When you put money on there it is instant which is much better than other cards as they take 2 working days. I hope to use this regularly and get a credit increase soon Reviewed on: 16th April 2021

Excellent and easy

5
Great company to have credit with east and simple Reviewed on: 16th April 2021

Excellent

5
I have good experience and very easy and quick Reviewed on: 16th April 2021

Excellent

5
Love the app easy to use plus friendly service Reviewed on: 16th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1261 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65247 reviews
    Zopa
    View all products