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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Opportunity

Appreciated your support, sopa is giving opportunity for people to have his first credit card. Very happy to have it. Reviewed on: 27th January 2022

Love this card great for building up my credit score

Excellent credit card would recommend this card for anyone trying to build there credit scoring, thankyou zopa Reviewed on: 27th January 2022

Easy to apply and manage online

It was straight forward to apply and access the information online - both through the app and emails - that enables me to manage the account. Timely notifications on upcoming events like repayments etc Reviewed on: 27th January 2022

Very good service

Good co-operation , good company, very good customer service, good communication Reviewed on: 27th January 2022

No 1 for me!

Feels lucky to be signed up with Zopa. I'm very pleased and satisfied to be with them Reviewed on: 27th January 2022

Brill

Can’t fault them! Great service! Reviewed on: 27th January 2022

Best

It is very good card if you use in your control it is best friend in your difficult times Reviewed on: 27th January 2022

Zopa ZAmazing

Absolutely amazing and fair credit card to help you build your credit. Amazing friendly staff and a very user friendly app. So easy to use. Reviewed on: 27th January 2022

Easy application process

Have both a credit card and car loan with them at reasonable rates Reviewed on: 27th January 2022

Great help

Very easy to understand and use the app Reviewed on: 27th January 2022

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