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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Very easy to use

Everything done in simple ways was easy to set up card and works straight away Reviewed on: 16th April 2021

Excellent service

Never had a problem everything was very quick and easy from setting up and receiving my card Reviewed on: 16th April 2021

Very nice

I was turned down by many but have had no problems witt zopa Reviewed on: 16th April 2021

Ready to helping

When I needed a little help zopa was there Reviewed on: 16th April 2021

I like it

Very handy I liked it I will stick with Zopa Reviewed on: 16th April 2021

Great

Great zopa app keeps you up to date on spending and you can make quick o line payments Reviewed on: 16th April 2021

Excellent

A simple straight forward easy to use card, from initial set up with step by step instructions then you are good to go, highly recommend to anyone Reviewed on: 16th April 2021

NO MESSIN CARD AND APP

SIMPLE AND GREAT CARD&APP,ENOUGH SAID! Reviewed on: 16th April 2021

Easy and straightforward

I’ve only recently had a Zopa card, but it’s very simple and easy to use and the app is great. When you put money on there it is instant which is much better than other cards as they take 2 working days. I hope to use this regularly and get a credit increase soon Reviewed on: 16th April 2021

Excellent and easy

Great company to have credit with east and simple Reviewed on: 16th April 2021

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