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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

No issues fantastic cim0any

Zopa helped me out in dire times can't fault them Reviewed on: 27th January 2022

Opportunity

Appreciated your support, sopa is giving opportunity for people to have his first credit card. Very happy to have it. Reviewed on: 27th January 2022

Love this card great for building up my credit score

Excellent credit card would recommend this card for anyone trying to build there credit scoring, thankyou zopa Reviewed on: 27th January 2022

Easy to apply and manage online

It was straight forward to apply and access the information online - both through the app and emails - that enables me to manage the account. Timely notifications on upcoming events like repayments etc Reviewed on: 27th January 2022

Very good service

Good co-operation , good company, very good customer service, good communication Reviewed on: 27th January 2022

No 1 for me!

Feels lucky to be signed up with Zopa. I'm very pleased and satisfied to be with them Reviewed on: 27th January 2022

Brill

Can’t fault them! Great service! Reviewed on: 27th January 2022

Best

It is very good card if you use in your control it is best friend in your difficult times Reviewed on: 27th January 2022

Zopa ZAmazing

Absolutely amazing and fair credit card to help you build your credit. Amazing friendly staff and a very user friendly app. So easy to use. Reviewed on: 27th January 2022

Easy application process

Have both a credit card and car loan with them at reasonable rates Reviewed on: 27th January 2022

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