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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Simple and modern

I like how controllable the account is and how it allows me to pay in certain amounts and the ways it sets out the whole of my spending so I can track it is awesome! Reviewed on: 27th January 2022

Straight forward no messing

I only have positive experiences when I have used my card, all purchases show immediately which is very reassuring also payments are shown and reflected straight away. Reviewed on: 27th January 2022

The Best

Zoopa is a very handy credit service easy to use and easy to make payments back always best to keep for rainy day Reviewed on: 27th January 2022

Fantastic

Fantastic company would really highly recommend Reviewed on: 27th January 2022

Brilliant

Great customer service only just joined Zopa and love it app so sasy to use Reviewed on: 27th January 2022

Fantastic company

Fabulous company and helping me build my credit record x Reviewed on: 27th January 2022

Happy customer

Zopa gave me a chance at managing my money again when others didn’t. Very easy to use app and I love the way I can manage the card and payments myself. Thank you Zopa! Reviewed on: 27th January 2022

Good and trust

Good services, trustful and secure Reviewed on: 27th January 2022

Excellent

An absolute fuss free impeccable service and product Reviewed on: 27th January 2022

No issues fantastic cim0any

Zopa helped me out in dire times can't fault them Reviewed on: 27th January 2022

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