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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great company

Great experience and would recommend Reviewed on: 27th January 2022

Excellent

Smooth application process, easy to monitor account, customer service quick and helpful Reviewed on: 27th January 2022

Amaizing

It all feels natural. No drama every component delivers Reviewed on: 27th January 2022

The card to have.

Zopa app is easy to use the call centres are helpful and welcoming. Very professional Reviewed on: 27th January 2022

Great card to have

No problem at all with this card.a must card to get Reviewed on: 27th January 2022

Always helpful

Customer service is always great, was great to be pre approved! Reviewed on: 27th January 2022

Zopa is the best

They have helped me out massively with their credit system and notifications of when payments are needed and how to use credit correctly Reviewed on: 27th January 2022

Fast and easy

Applying for this card was super easy! Just filled in a simple form and the card was in my hands within 10 days... Cannot fault the service. Reviewed on: 27th January 2022

Ease of use .

The account and services is so easy and quick to set up and is so easy to use . Reviewed on: 27th January 2022

Best way to save

Never been able to save until I met LoQbox Reviewed on: 27th January 2022

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