Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

View other Zopa products

4.93

Based on 40,270 reviews, last reviewed 12th Jun 2025

17% decrease in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I can't believe how easy and hassle free to apply fo... I can't believe how easy and hassle free to apply for a credit card with them. Love the colour of the credit card Reviewed on: 12th June 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40270)

Great things

Is easy to use the app to see what you are doing with your money Reviewed on: 16th April 2021

Best credit card company in UK

Am having the best time of my life with zopa credit card, they are the best Reviewed on: 16th April 2021

Great card and great app

Easy to apply. App is amazing and I always know what's going on with my account! Fabulous product! Reviewed on: 16th April 2021

Great services

Fast and profesional. A great experience. Reviewed on: 16th April 2021

Amazing App

Super helpful and user friendly app, love how it lets you know your purchase when you make them and if anyone is like me and forgets their pin, they have a safe secure way to see it for those moments when you’ve forgotten Reviewed on: 16th April 2021

Always been a pleasure dealing with zopa with any enquiries I have.

Good Apr and never had any issues when dealing with customer service. Always very helpful Reviewed on: 16th April 2021

Great company..love the new idea of credit cards

Great company. Easy to apply and great customer service. Can only recommend Reviewed on: 16th April 2021

EASY, FRIENDLY AND RELIABLE

I found my experience great. Application was straightforward, I was able to download the app, so it's easy to keep track of my account. Reviewed on: 16th April 2021

Perect

Fast application process excellent app. Reviewed on: 16th April 2021

Mr sean brand

Super fast service card arrives quick. Easy app to control your spending. Great customer service. Reviewed on: 16th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase Credit Card
from Halifax 3.82 from 18 reviews
Credit Card
from first direct 4.07 from 26 reviews
Credit Card
from Argos 3.31 from 57 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1261 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Personal loan
from Zopa 4.94 from 65247 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub