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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41965 reviews)

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4.93

Based on 41,965 reviews, last reviewed 23rd Jan 2026

166400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good service Very good service, never any need for calling them. Reviewed on: 23rd January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41965)

Amazing

Always keeping you up to date and easy to use , customer service has been fantastic too but that’s only when you need them. Otherwise Brilliant ! Reviewed on: 26th January 2022

Very transparent

Excellent customer service from application to card customer Reviewed on: 26th January 2022

Responsible lender

I have found Zopa to be a responsible lender. It has helped me back on the credit ladder. More so than my own bank that I have been banking with for years. Reviewed on: 26th January 2022

There when you need them

A while back I lost my credit card and it was so easy to have a new one ordered and to have the lost one blocked. Complete peace of mind. Reviewed on: 26th January 2022

Excellent all round service!

Zopa have been excellent during my time with them making everything simple and straightforward. Highly recommended! Reviewed on: 26th January 2022

Effortless and pain free credit

The Zopa app I'd really easy and simple to use -offering easy insights into credit rating and ways to improve Reviewed on: 26th January 2022

Great Bank.

Really easy app to use and navigate. Always kept up to date on spending and offer. Reviewed on: 26th January 2022

Great credit card - simple & straightforward

Whole process was so easy from applying to getting card to getting limit increase. You feel in control of payments and decisions. Reviewed on: 26th January 2022

Excellent Support

They’ve supported me when I needed to make a start on rebuilding my credit. Easy to use credit card with easy access to online features to help me manage my balance. Reviewed on: 26th January 2022

Top card

Very good service and easy to use app Reviewed on: 26th January 2022

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