Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (38471 reviews)

View other Zopa products

4.93

Based on 38,471 reviews, last reviewed 18th Apr 2025

20% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

It’s been an easy experience. It’s been an easy experience. Customer service has always been on point Reviewed on: 18th April 2025

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (38471)

Review of the Zopa, Credit Card:

Zopa excellent service

Excellent company, there staff are friendly and wanting to be as helpful as they can be Reviewed on: 5th March 2024

Good for increasing your credit rating

Good for increasing your credit rating Reviewed on: 18th April 2025

Been very helpful when I was in need

Been very helpful when I was in need Reviewed on: 18th April 2025

Friendly, helpful and respectful respectful response...

Friendly, helpful and respectful respectful response when contacting customer services. Reviewed on: 18th April 2025

Excellent service, like the way the credit card has...

Excellent service, like the way the credit card has an option to safe guard money, to able you to manage your credit. Never experienced that with other companies. Reviewed on: 18th April 2025

Perfect, excellent thankyou, will recommend

Perfect, excellent thankyou, will recommend Reviewed on: 18th April 2025

I wanted a credit and Zopa gave me though i had no c...

I wanted a credit and Zopa gave me though i had no credit history. Zopa, the best Reviewed on: 18th April 2025

Great service.

Great service and best card. Its been a while that I am using Zopa. Loved it. Reviewed on: 18th April 2025

Great company

Great card Easy App for anyone to use.. and you’re able to pay money any time you want to. And this company keeps you updated on anything going on including your credit report must have app. And also you can use there bank account better than your Run of the Mill credit card how do nothing for there customers. I’m Extremely Happy with this service Reviewed on: 18th April 2025

Respectable

A very official bank theory well they notified people of any account payment going out, and they don't agree with I. Think it might be fraudulent and a very good old way round, very helpful, very trustworthy. Thank you very much Reviewed on: 18th April 2025

been great not used it much at mo just getting on my...

been great not used it much at mo just getting on my feet Reviewed on: 18th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Builder
from Chime 0.00 from 0 reviews
Avios Credit Card
from TSB 3.79 from 18 reviews
Partnership Card
from John Lewis 1.33 from 866 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub