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Zopa: Credit Card reviews

4.93
Based on 36,998 reviews, last reviewed 3rd Apr 2025
435700% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

zopa highly recomended very easy to deal with and very helpfull Reviewed on: 3rd April 2025
david w's avatar
david w

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025
Jason Murray's avatar
Jason Murray

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36998)

Review of the Zopa, Credit Card:

Great seervice

5
Have always had good service whether dealing with the credit card by phone or email would recommend them to my friends and family it has always been a great company to deal with Reviewed on: 28th February 2025

Great card with no hassle, customer service support...

5
Great card with no hassle, customer service support is really good, fix things quickly Reviewed on: 31st March 2025

Easy to use

5
App is easy to navigate, regular email keep you up to date with changes etc. never had any issues using the card Reviewed on: 31st March 2025

Accessible & user friendly service

5
Accessible & user friendly service Reviewed on: 31st March 2025

Does all i need it to.

5
Does all i need it to do couldn't ask for more than that. Reviewed on: 31st March 2025

100% very friendly staff great emails

5
100% very friendly staff great emails Reviewed on: 31st March 2025

Easy experience is key, and easy use

5
Easy experience is key, and easy use Reviewed on: 31st March 2025

EASY PROCESS

5
Was an easy process and quick decision and delivery of card Reviewed on: 31st March 2025

Great alternative to other lenders

5
I didn’t have a very good credit rating but Zopa offered me a credit card at a lower rate than most alternative companies so I was able to get back into using credit facilities. They have continued to support me by offering tips and advice to improve my credit refit and now I have a bank account with them too. Reviewed on: 31st March 2025

Happy soul

5
Fantastic service not had a problem Reviewed on: 31st March 2025

Easy to use

5
Good service, easy to use. Reasonable interest rates Reviewed on: 31st March 2025

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