Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (36697 reviews)

View other Zopa products

4.93

Based on 36,697 reviews, last reviewed 15th Mar 2025

203450% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Zopa App and Applications I have found using the app and applying for either loan or credit card easy. The process is seamless and very easy to use. Reviewed on: 15th March 2025

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36697)

Review of the Zopa, Credit Card:

Great

Great card, interest could be lower but its good start to manage your finances Reviewed on: 11th April 2023

Great company

Great company to deal with, really helpful Reviewed on: 5th March 2025

This credit card is very friendly use and the custom...

This credit card is very friendly use and the customer service was too good Reviewed on: 5th March 2025

Very positive experience

Very positive experience, would recommend Reviewed on: 5th March 2025

Keeping you informed

I have had a good experience with Zopa, they keep you up to date with any changes and increases as and when available. I haven’t dealt with them directly over the phone but they make it easy so you don’t need to. Reviewed on: 5th March 2025

Zopa have always ensured that as a customer I have b...

Zopa have always ensured that as a customer I have been looked after. Reviewed on: 4th March 2025

Excellent service

I was give a low credit to start with but hen offered a higher limit which I accepted it’s easy to control how much you want to spend out of your limit Reviewed on: 4th March 2025

Excellent Service

I’ve only had great experiences with using Zopa and their interest rates are very good and I’ve been very happy with the product. Reviewed on: 4th March 2025

Applying was so simple, acceptance was such a comfor...

Applying was so simple, acceptance was such a comfort & help at a time needed, the app is so simple & informative to use & payment update is just brilliant, Can't recommend Zopa enough & Thank You Reviewed on: 4th March 2025

Excellent credit card with an easy to use app.

Excellent credit card with an easy to use app. Reviewed on: 4th March 2025

Great company would recomend any time

Great company would recomend any time Reviewed on: 4th March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from MBNA 2.73 from 186 reviews
Balance Plus
from Capital One 3.16 from 3 reviews
Initial Credit Card
from Barclaycard 4.11 from 116 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub