Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (35305 reviews)

View other Zopa products

4.93

Based on 35,305 reviews, last reviewed 22nd Feb 2025

91267% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Zoopa gave me a chance ! I was going thro a hard time financially , I needed a back up incase something went wrong, I needed a credit card and got accepted , obviously the Ap... Read more Reviewed on: 22nd February 2025

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (35305)

Review of the Zopa, Credit Card:

Always professional.

Always professional. Statements on time. Easy to navigate. Reviewed on: 17th February 2025

Zoopa gave me a chance !

I was going thro a hard time financially , I needed a back up incase something went wrong, I needed a credit card and got accepted , obviously the Apr was slightly higher , bit nothing too bad . After a year or so , Zoopa could see I was managing my Credit card satisfactory, and an offer was given to me to up my credit limit accordingly , I did this , and still managing my card to this day satisfactory ! It has helped me get my credit rating to a good place , been offered other products due to controlling my finances very good . They gave me the chance and am very happy to stay with them , I have a loan with them aswell , with a very competitive apr , paid by direct debit , so it's straightforward enough. Very happy to be using their products ! Reviewed on: 22nd February 2025

Great experience! Great experience! Great experience!

Great experience! Great experience. Reviewed on: 21st February 2025

Easy to apply, great service no complaints

Easy to apply, great service no complaints Reviewed on: 21st February 2025

.the one for me

Use the credit card, great interest rate and fantastic app Reviewed on: 20th February 2025

Love my zopa app and card find the app easy to use n...

Love my zopa app and card find the app easy to use never had any issues. Reviewed on: 20th February 2025

Great card with the right credit allowance no hidden...

Great card with the right credit allowance no hidden fees Reviewed on: 19th February 2025

Got a Zopa credit card and I’ve had no issues.

Got a Zopa credit card and I’ve had no issues. Easy to move dates and manage via the app. Reviewed on: 18th February 2025

Excellent service great card

Brilliant service love my card used it alot Reviewed on: 18th February 2025

Easy to use App.

Easy to use App. Zero charge on overseas transactions is a good added benefit Reviewed on: 18th February 2025

Very helpful and easy to apply.

Very helpful and easy to apply. The customer support is very nice and understands every situation! Reviewed on: 17th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select Credit Card
from Nationwide 4.82 from 8 reviews
American Express Credit Card
from American Express 3.34 from 86 reviews
Credit Card
from Zable 4.94 from 27984 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub