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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (39517 reviews)

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4.93

Based on 39,517 reviews, last reviewed 24th Apr 2025

48% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use and navigate through the app Easy to use and navigate through the app Reviewed on: 24th April 2025

Latest lowest rating:

1

Do not use.. Bounced up my interest rate a lot for no good reason Reviewed on: 23rd April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (39517)

Review of the Zopa, Credit Card:

Zopa is a Excellent Credit Card with Great Benefits

Zopa is a Excellent Credit Card with Great Benefits! I've been using the Zopa Credit Card for a while now, and I have to say, it’s one of the best credit cards I’ve had. The application process was smooth and straightforward, with clear eligibility checks before applying—so no surprises! One of the standout features is the real-time notifications and easy-to-use Zopa app, which makes managing my spending, repayments, and credit limit incredibly simple. The app’s interface is intuitive, and I love how transparent they are with fees and interest rates. Their 0% interest periods on purchases and balance transfers are competitive, and the ability to set up flexible repayments helps me stay on top of my finances. Plus, there are no hidden fees, which is a huge plus! Customer service is also excellent—quick to respond and always helpful. Overall, I’d highly recommend Zopa for anyone looking for a reliable, fair, and modern credit card provider. Would you like me to tailor this further for a specific platform, such as Trustpilot or Google Reviews? Reviewed on: 1st March 2025

Easy to use and navigate through the app

Easy to use and navigate through the app Reviewed on: 24th April 2025

Good customer service and very good app

Good customer service and very good app Reviewed on: 24th April 2025

Good and fast service will be there to help you all...

Good and fast service will be there to help you all the time Reviewed on: 24th April 2025

Good credit card

You have been superb so far and I will continue with my card Reviewed on: 24th April 2025

Easy app to USE helpful when you need to pay a bill...

Easy app to USE helpful when you need to pay a bill or for emergencies Reviewed on: 24th April 2025

Zopa Card

It is so easy to understand your credit and payments Reviewed on: 24th April 2025

very good card.

very good card. nice & essy services Reviewed on: 24th April 2025

So easy and simple to use.

So easy and simple to use. Brilliant for neuro divergent individuals like myself Reviewed on: 24th April 2025

It was really easy for application process to get my...

It was really easy for application process to get my credit card approved and very friendly system to use I’m grateful as a customer using ZOPA. It had helped greatly abroad. Thank you. Reviewed on: 24th April 2025

Great interest rates, on saving accounts

Great interest rates, on saving accounts Reviewed on: 24th April 2025

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