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Zopa: Credit Card reviews

View other Zopa products
4.93
Based on 39,635 reviews, last reviewed 24th Apr 2025
52% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Feels like part of a family. Feels like part of a family. In addition to my credit I have savings schemes and a debit card. Great communication and easy and safe transfers between... Read more Reviewed on: 24th April 2025
Richard Latham's avatar
Richard Latham

Latest lowest rating:

1

Do not use.. Bounced up my interest rate a lot for no good reason Reviewed on: 23rd April 2025
Matt's avatar
Matt
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit Card reviews (39635)

Excellent

5
Regular updates, simple and easy app. Great provider no hidden costs. Reviewed on: 15th February 2021
Lynn's avatar
Lynn

Amazing friendly

5
Top people always ready to help Reviewed on: 15th February 2021
Malcolm corfield 's avatar
Malcolm corfield

Mr patrick McDonnell

5
All round an excellent card texts you when you make a transaction easy to use app how ever I think the credit limit should be slightly higher Reviewed on: 15th February 2021
Patrick McDonnell 's avatar
Patrick McDonnell

Amazing,

5
Never had a problem and very easy to use. Like that you can make a payment and it done straight away most you have to wait 3 working days. Reviewed on: 15th February 2021
Molland88's avatar
Molland88

Brilliant service

5
I called regarding making a payment quick response and friendly Reviewed on: 15th February 2021
Steve's avatar
Steve

Awesome banking app

5
Moved to these due to their app they have an awesome app with great ease of use and flexibility on options. Reviewed on: 15th February 2021
Emma greaves's avatar
Emma greaves

Fair easy and good service

4
Easy to deal with fair and understanding Reviewed on: 15th February 2021
Chris 's avatar
Chris

Easy and simple modern card

5
Great easy to use card with easy online access and easy to pay outstanding balance online or on the phone app. Reviewed on: 15th February 2021
stephen boyce's avatar
stephen boyce

Yes I would recommend

4
Very good condition and very good quality Reviewed on: 15th February 2021
Steven's avatar
Steven

reliable

5
had not a great credit rateing but this bank was willing to give me a chance i will not let them down for that Reviewed on: 15th February 2021
owen crompton's avatar
owen crompton

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