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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Easy

Accurate and Affordable very real Reviewed on: 15th February 2021

Great service

Zopa is a company that takes custoner service seriously. Reviewed on: 15th February 2021

Best card

Best credit card I’ve had if you have a problem and ring up they are so polite and very helpful Reviewed on: 15th February 2021

Very friendly service understand

Best customer service deal with u complaint stright away wouldn't go anywhere else Reviewed on: 15th February 2021

Brilliant

Great satisfaction good customer service when my add went down resolved the issues quickly Reviewed on: 15th February 2021

I like zopa

Is easy whit zopa every where,I really like so much is quick and efficent Reviewed on: 15th February 2021

Great no fuss set up

A really easy and quick process which provided me with a little back up whilst helping to build my credit rating Reviewed on: 15th February 2021

Excellent credit card

I found it very easy to apply for I liked how quickly I got a response and then how quickly it was delivered and could be activated from the app PIN number from the app also very easy to set up and activate would definitely recommend to a friend Reviewed on: 15th February 2021

Great card

Easy to use, good all round card. Easy to navigate app with easy of payments. Reviewed on: 15th February 2021

Easy Peasy

So easy to use the app, use it, pay it, not worry about it! Great card to use, and gives me peace of mind too. Well done! Reviewed on: 15th February 2021

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