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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

45% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Very friendly service understand

Best customer service deal with u complaint stright away wouldn't go anywhere else Reviewed on: 15th February 2021

Brilliant

Great satisfaction good customer service when my add went down resolved the issues quickly Reviewed on: 15th February 2021

I like zopa

Is easy whit zopa every where,I really like so much is quick and efficent Reviewed on: 15th February 2021

Great no fuss set up

A really easy and quick process which provided me with a little back up whilst helping to build my credit rating Reviewed on: 15th February 2021

Excellent credit card

I found it very easy to apply for I liked how quickly I got a response and then how quickly it was delivered and could be activated from the app PIN number from the app also very easy to set up and activate would definitely recommend to a friend Reviewed on: 15th February 2021

Great card

Easy to use, good all round card. Easy to navigate app with easy of payments. Reviewed on: 15th February 2021

Easy Peasy

So easy to use the app, use it, pay it, not worry about it! Great card to use, and gives me peace of mind too. Well done! Reviewed on: 15th February 2021

Easy and Fair

Very easy application, you are told before what your chances of being accepted are. No catches, you know what you are paying and the percentages are fair. Perfect for rebuilding your credit. Reviewed on: 15th February 2021

Best credit card

Best credit card of the year. Easy to manage with app, Reviewed on: 15th February 2021

A very good and easy-to-buy card, I would recommend it to everyone and my family as well

I use the card every day and I build a credit history. A very good card I can recommend to anyone Reviewed on: 15th February 2021

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