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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
47% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

Zopa works for me. I enjoy it

5
Zopa Comes in handy. Needed it for random times Reviewed on: 16th February 2021

It's a good day for all zopa family members.

5
It's been great amazing experience with Zopa it's easy to use and the customer service is very good, all the very best for the zopa is nominated in the awards, let us all unite and make zopa as the winner. Reviewed on: 16th February 2021

Love zopa

5
They are very easy to use and also understanding Reviewed on: 16th February 2021

Just fab , easy to apply and use and set up payments

5
Easy to use and to arrange paying back , it sets up auto payments so no need to worry about forgetting Reviewed on: 15th February 2021

Top card

5
Great card easy to use pay card off and money is on the card rght away Reviewed on: 15th February 2021

Fantastic

5
Easy to use. Kept informed of transactions so cheeky fees don’t creep up on you Reviewed on: 15th February 2021

Gave me a chance to redeem my credit score

5
I was thrilled to be accepted to build my credit score. To give me a safety net for emergency funds. The whole process has been seemless. I have gained my self respect back. Reviewed on: 15th February 2021

Easy

5
Accurate and Affordable very real Reviewed on: 15th February 2021

Great service

5
Zopa is a company that takes custoner service seriously. Reviewed on: 15th February 2021

Best card

5
Best credit card I’ve had if you have a problem and ring up they are so polite and very helpful Reviewed on: 15th February 2021

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