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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

feel good about money

back in control, feel better banking experience Reviewed on: 16th February 2021

THANK GOD SOMEONE BELIEVED

I had a default unbeknown to me and was unable to get credit. Zopa gave me credit and my credit score and shot up. This has made a real difference to my life Reviewed on: 16th February 2021

Good service

Good quick to accept me no problems so far Reviewed on: 16th February 2021

Zopa works for me. I enjoy it

Zopa Comes in handy. Needed it for random times Reviewed on: 16th February 2021

It's a good day for all zopa family members.

It's been great amazing experience with Zopa it's easy to use and the customer service is very good, all the very best for the zopa is nominated in the awards, let us all unite and make zopa as the winner. Reviewed on: 16th February 2021

Love zopa

They are very easy to use and also understanding Reviewed on: 16th February 2021

Just fab , easy to apply and use and set up payments

Easy to use and to arrange paying back , it sets up auto payments so no need to worry about forgetting Reviewed on: 15th February 2021

Top card

Great card easy to use pay card off and money is on the card rght away Reviewed on: 15th February 2021

Fantastic

Easy to use. Kept informed of transactions so cheeky fees don’t creep up on you Reviewed on: 15th February 2021

Gave me a chance to redeem my credit score

I was thrilled to be accepted to build my credit score. To give me a safety net for emergency funds. The whole process has been seemless. I have gained my self respect back. Reviewed on: 15th February 2021

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