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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

48% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Brilliant if your short of ready cash its a life saver, just be careful how you use it.

I know its always there if i need it and if my wallet is empty. Reviewed on: 16th February 2021

Easy to use great app

The app is very easy to use and how's you exactly what you've spent and where which is way more than most credit card apps do Reviewed on: 16th February 2021

Very good card no real issues

Cards works as should no log in issues on app which have had on a few others Reviewed on: 16th February 2021

great card

easy to use ! everything is clear! it’s what i need! Reviewed on: 16th February 2021

Excellent Bank

The best Bank for getting your credit rating up Reviewed on: 16th February 2021

Great company

Easy to apply and set up once accepted. No fuss, easy to use. Definitely worth recommending to family and friends. Love the simplicity and format. Reviewed on: 16th February 2021

Good and easy

Just applied and ready to go They wool get far Reviewed on: 16th February 2021

feel good about money

back in control, feel better banking experience Reviewed on: 16th February 2021

THANK GOD SOMEONE BELIEVED

I had a default unbeknown to me and was unable to get credit. Zopa gave me credit and my credit score and shot up. This has made a real difference to my life Reviewed on: 16th February 2021

Good service

Good quick to accept me no problems so far Reviewed on: 16th February 2021

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