Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40272)

Good credit card very happy

5
I applied for zopa got accepted and been very happy to be part of and certain cards are not worth it and working to get rid of them one thing love to get more credit from zopa Reviewed on: 16th February 2021

Zopa is the best

5
I would definitely recommend zopa to everyone as it’s easy to keep track of what you have spent and easy to make payments online Reviewed on: 16th February 2021

Top Card

5
By far one of the leading credit cards on the market, making payments very easy both paying in and out Reviewed on: 16th February 2021

Brilliant if your short of ready cash its a life saver, just be careful how you use it.

5
I know its always there if i need it and if my wallet is empty. Reviewed on: 16th February 2021

Easy to use great app

5
The app is very easy to use and how's you exactly what you've spent and where which is way more than most credit card apps do Reviewed on: 16th February 2021

Very good card no real issues

5
Cards works as should no log in issues on app which have had on a few others Reviewed on: 16th February 2021

great card

5
easy to use ! everything is clear! it’s what i need! Reviewed on: 16th February 2021

Excellent Bank

5
The best Bank for getting your credit rating up Reviewed on: 16th February 2021

Great company

5
Easy to apply and set up once accepted. No fuss, easy to use. Definitely worth recommending to family and friends. Love the simplicity and format. Reviewed on: 16th February 2021

Good and easy

5
Just applied and ready to go They wool get far Reviewed on: 16th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 2 reviews
    Zopa
  • Cash ISA

    from Zopa 4.95 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
    View all products