Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

View other Zopa products

4.93

Based on 40,270 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40270)

Zopa services better than world class

Zopa staff are the best I have ever had problems with they were so fast and polite and explained in such an easy way to understand Reviewed on: 16th February 2021

A great credit card

A wery easy and speedy online application process, quick decision. Reviewed on: 16th February 2021

Excellent

Best card I have ever used no time wasting instant response well done zopa Reviewed on: 16th February 2021

Well done

Quick efficient service, easy activation process Reviewed on: 16th February 2021

This is nice

For mim de best one hhhhhhhhhh hhhhhh hhhhhhhhh hhhhh Reviewed on: 16th February 2021

Very good card

It’s very handy when you need to purchase things will low rates Reviewed on: 16th February 2021

Very good overall

Have never had any problems. Very easy to apply for it, with quick decisio. Easy to understand tge app. Reviewed on: 16th February 2021

Amazing

Excellent services . I recommend with confidence. Reviewed on: 16th February 2021

Good credit card very happy

I applied for zopa got accepted and been very happy to be part of and certain cards are not worth it and working to get rid of them one thing love to get more credit from zopa Reviewed on: 16th February 2021

Zopa is the best

I would definitely recommend zopa to everyone as it’s easy to keep track of what you have spent and easy to make payments online Reviewed on: 16th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Capital One 4.05 from 283 reviews
Clear Rate Platinum Credit Card
from NatWest 4.53 from 18 reviews
Purchase Credit Card
from Bank of Scotland 4.56 from 10 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Personal loan
from Zopa 4.94 from 65248 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub