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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
93% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Easy to deal with

4
Hassle free use. App is great. Making payments so easy. Communication from Zopa via email is exactly what’s required not too much but often enough to be helpful. Reviewed on: 16th February 2021

Excellent credit card account

5
From the moment i appkied the whole process has been amazing. Very easy to understand snd very helpful Reviewed on: 16th February 2021

Fantastic

5
As soon as you use card, you recieve a notification and to let you know your balance Reviewed on: 16th February 2021

Great service

5
Zopa card is good and easy to use And they take care of their customers really well Reviewed on: 16th February 2021

Great card and app!

5
I live how you get a notification letting you know what's been spent straight away. Brilliant for budgeting and for security.. Reviewed on: 16th February 2021

Amazing

5
Better for me and my situation works perfect Reviewed on: 16th February 2021

Really easy app and friendly service

5
The service has been great and really friendly, the app is easy to use and the reminder emails are really useful Reviewed on: 16th February 2021

All good!

5
Very helpful! Very professional and suits my needs! Reviewed on: 16th February 2021

Outstanding

5
Can't fault zopa outstanding card to have in your wallet its a nice colour as well . Reviewed on: 16th February 2021

Zopa services better than world class

5
Zopa staff are the best I have ever had problems with they were so fast and polite and explained in such an easy way to understand Reviewed on: 16th February 2021

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