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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Quick and easy to use

Quick and easy to use app and card Everything straight forward and easy to understand and I like when paying the credit back it goes straight on your account Reviewed on: 16th February 2021

Simplified banking

The app is easy to use. And shows how I have been spending. Never had any issues with the card or company. Reviewed on: 16th February 2021

The best!

I am very satisfied with the services offered by zopa. They are the best. Reviewed on: 16th February 2021

Easy to deal with

Hassle free use. App is great. Making payments so easy. Communication from Zopa via email is exactly what’s required not too much but often enough to be helpful. Reviewed on: 16th February 2021

Excellent credit card account

From the moment i appkied the whole process has been amazing. Very easy to understand snd very helpful Reviewed on: 16th February 2021

Fantastic

As soon as you use card, you recieve a notification and to let you know your balance Reviewed on: 16th February 2021

Great service

Zopa card is good and easy to use And they take care of their customers really well Reviewed on: 16th February 2021

Great card and app!

I live how you get a notification letting you know what's been spent straight away. Brilliant for budgeting and for security.. Reviewed on: 16th February 2021

Amazing

Better for me and my situation works perfect Reviewed on: 16th February 2021

Really easy app and friendly service

The service has been great and really friendly, the app is easy to use and the reminder emails are really useful Reviewed on: 16th February 2021

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