Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best credit card I have had any problems really easy to sort out

been with Zopa for a while really like this credit card apr is very fair and customer care is brilliant thanks again Reviewed on: 26th January 2022

Easy to use

Explain all you need to know. Clear all the situation Reviewed on: 26th January 2022

Great card

Brilliant card easy to work app is straight forward Reviewed on: 26th January 2022

App

The app is easy to use well informed Reviewed on: 26th January 2022

Easy to manage

Payments credited to account instantly app Easy to navigate accepted with credit rating Reviewed on: 26th January 2022

Credit card

Great company no hassle easy to access and use. Reviewed on: 26th January 2022

Super easy

From start to finish easiest and best I’ve ever come across highly recommend Reviewed on: 26th January 2022

Great

Precise, fair, efficient, understanding, easy to use! Reviewed on: 26th January 2022

Amazing

Would highly recommend zopa friendly and an amazing company Reviewed on: 26th January 2022

Out standing

Easy to use simple and helpful would highly recommend Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Bank of China (UK) 4.12 from 2 reviews
Charge Card
from American Express 4.20 from 24 reviews
Credit card
from Chase Bank 4.81 from 383 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub