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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great credit card

One of the biggest benefits for me is that payments reflect instantly whether I pay from the app or via my bank. Easy to use app. Reviewed on: 26th January 2022

superb

brilliant app easy to use and clear messages Reviewed on: 26th January 2022

Very helpful and useful

Zopa has helped me improve my Credit rating and giving me pride back by offering me a credit card! It’s so easy to be on control with a Zopa Credit card, You’re always aware of you balance and any payments that need to be paid and when Reviewed on: 26th January 2022

Good

Perfect bank, easy and practical to deal with it. Reviewed on: 26th January 2022

Great experience

Been the best credit card i've used ever. Easy to set up and to spend. Reviewed on: 26th January 2022

Brilliant service

Well recommended! Helping rebuild my credit! Reviewed on: 26th January 2022

Great credit card company!

Great credit card company, always keeping me up to date with my account. Sending me notifications of payments spent on my account. keeps on track of my spending. Also receive texts messages when payments are due and sends notifications of credit limit increases. Reviewed on: 26th January 2022

Love Zopa

Quick easy to pay each month brilliant Reviewed on: 26th January 2022

Excellent

Excellent service friendly and always helpful Reviewed on: 26th January 2022

Great services

Easy trusted and feel blessed to have Zopa on my side giving me help confidence that I can count on my Zopa credit card, thanks Zopa Reviewed on: 26th January 2022

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