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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Quick and easy to apply.

Applied for the card on line via clear score. No fuss. No problem. Reviewed on: 16th February 2021

Great customer service

Very easy yo apply, speedy response and excellent customer service Reviewed on: 16th February 2021

Easy to use app

I downloaded the app and once I submitted all my details I was off, really easy to use and it has been really beneficial to my life. Thanks Zopa! Reviewed on: 16th February 2021

Fantastic bank

Great service and products so easy to set up and use Reviewed on: 16th February 2021

The Best

The best and easiest credit card out there Reviewed on: 16th February 2021

Perfect card

Great card and easy to use. Perfect to build your credit rating. Reviewed on: 16th February 2021

Very good company

Good company all ways keeping me up to date with my browing Reviewed on: 16th February 2021

i love zopa

Zopa made my dream come true! I had been trying for ages for a credit card and Zopa answered my prayers Reviewed on: 16th February 2021

Easy to use app and a good service

So far has been positive. The app is quite easy to use. Immediately costumer received a notification how much they have spent and good with security. Reviewed on: 16th February 2021

Simply brilliant

Such a great team makes Zopa so easy to use Reviewed on: 16th February 2021

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