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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Review of new credit crd

It was easy to apply, website and app are superb and it is a credit builder card which for people with a low credit score is a bonus. Will definitely recommend this card to others. Reviewed on: 16th February 2021

Great card great app

Excellent credit card with simple easy to use app Reviewed on: 16th February 2021

Applied with zopa and found applying easy downloaded the app with eaze and find it easy to use

Although my credit is not brilliant I was excepted with no problem and intend to use my card to build up my credit rating find it easy to keep track of spending through the zopa app which sows clearly all transactions making it easy to track your spending Reviewed on: 16th February 2021

First class

This credit card is awesome, I have nothing adverse to say about Zopa Reviewed on: 16th February 2021

Great service from a great team

I found the whole experience so very easy and quick. Reviewed on: 16th February 2021

How all cards should be

Zopa is like any other credit card with one major difference. When you make a payment it is instantly on the card - other card issuers should take note and follow Zopa’s lead Reviewed on: 16th February 2021

Excellent overall service

Experience was excellent had a fantastic experience Reviewed on: 16th February 2021

Good, simple service.

Very easy and fast to set up. I had to phone through once, due to not reading the instructions properly, but the gentleman on the phone was very patient and accommodating. Also a very informative company who update with regular emails. Keep up the good work. Reviewed on: 16th February 2021

Its a good credit . Easy to manage in app everything is straightforward

So far l haven't had any issues with the card nor using the app. Reviewed on: 16th February 2021

Zopa Credit Card

Great new card that is an online app only card that makes life very convenient. All payments are updated immediately which make Zopa the only card I have that does this which is very helpful & makes life much easier because of it. Well done Zopa. I highly recommend..... Reviewed on: 16th February 2021

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