Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

View other Zopa products

4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40269)

First class

This credit card is awesome, I have nothing adverse to say about Zopa Reviewed on: 16th February 2021

Great service from a great team

I found the whole experience so very easy and quick. Reviewed on: 16th February 2021

How all cards should be

Zopa is like any other credit card with one major difference. When you make a payment it is instantly on the card - other card issuers should take note and follow Zopa’s lead Reviewed on: 16th February 2021

Excellent overall service

Experience was excellent had a fantastic experience Reviewed on: 16th February 2021

Good, simple service.

Very easy and fast to set up. I had to phone through once, due to not reading the instructions properly, but the gentleman on the phone was very patient and accommodating. Also a very informative company who update with regular emails. Keep up the good work. Reviewed on: 16th February 2021

Its a good credit . Easy to manage in app everything is straightforward

So far l haven't had any issues with the card nor using the app. Reviewed on: 16th February 2021

Zopa Credit Card

Great new card that is an online app only card that makes life very convenient. All payments are updated immediately which make Zopa the only card I have that does this which is very helpful & makes life much easier because of it. Well done Zopa. I highly recommend..... Reviewed on: 16th February 2021

Quick and easy to apply.

Applied for the card on line via clear score. No fuss. No problem. Reviewed on: 16th February 2021

Great customer service

Very easy yo apply, speedy response and excellent customer service Reviewed on: 16th February 2021

Easy to use app

I downloaded the app and once I submitted all my details I was off, really easy to use and it has been really beneficial to my life. Thanks Zopa! Reviewed on: 16th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder card
from thimbl. 4.90 from 18 reviews
Nectar Credit Card
from American Express 3.81 from 12 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.10 from 13 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Personal loan
from Zopa 4.94 from 65248 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub