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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

45% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Top notch

What can I say.... Great in every way... X Reviewed on: 16th February 2021

Clever credit card

Zopa have been fantastic from application through to use. The app is incredibly clever with spending partitions and real time updates for when it's used. Easily the most straightforward and transparent credit card I've used. Reviewed on: 16th February 2021

Great potential

A good challenger credit card with clean app interface and transparent repayments. Reviewed on: 16th February 2021

Best company

Straight forward thinking company with a brilliant outlook . Think they’ll be very helpful if needed Reviewed on: 16th February 2021

Awesome Card

This credit card is easy to apply for and good to manage Reviewed on: 16th February 2021

Great service

Zopa provide a great service, quick and easy to apply. My card arrived in good time and the app is so simple to navigate. Very happy. Reviewed on: 16th February 2021

Really good

Very easy to use and set up and the app is really good and uncomplicated to use Reviewed on: 16th February 2021

Review of new credit crd

It was easy to apply, website and app are superb and it is a credit builder card which for people with a low credit score is a bonus. Will definitely recommend this card to others. Reviewed on: 16th February 2021

Great card great app

Excellent credit card with simple easy to use app Reviewed on: 16th February 2021

Applied with zopa and found applying easy downloaded the app with eaze and find it easy to use

Although my credit is not brilliant I was excepted with no problem and intend to use my card to build up my credit rating find it easy to keep track of spending through the zopa app which sows clearly all transactions making it easy to track your spending Reviewed on: 16th February 2021

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