Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Simple & Fantastic

Great service, great app. Simple to use. Can’t ask for more! Reviewed on: 26th January 2022

Simply the best

Easy communication very reliable I love it Reviewed on: 26th January 2022

great company

they really care about the customer Reviewed on: 26th January 2022

Best service ever

Best credit card that can help anyone to rebuild their credit. Excellent customer service and very friendly, respectful, polite and helpful staff. Reviewed on: 26th January 2022

Excellent

My experience with zopa is very great Reviewed on: 26th January 2022

Refreshing change

Great service backed up with great products- it really is a breath of fresh air. Reviewed on: 26th January 2022

Great simply fantastic!

Excellent app and customer service, would recommend! Reviewed on: 26th January 2022

Excellent service

Simple to use mobile app easy to apply for card and received quickly ,quick update when you use card of money spent Reviewed on: 26th January 2022

Finances simplified

Everything with zopa is strait forward, easy to use and understand. It’s also quick, like, if you pay money in it shows up strait away. You don’t have to wait a few days for you balance to catch up like other credit cards. Highly recommend zopa!! Very happy customer!! Reviewed on: 26th January 2022

Zopa Quality

I had only good experiences with Zopa Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Purchase Card
from TSB 3.52 from 8 reviews
Nectar Credit Card
from American Express 3.32 from 14 reviews
Everyday Credit Card
from Santander 4.17 from 25 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub