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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Excellent

First class service. No complaints whatsoever Reviewed on: 16th February 2021

Great customer service

I appreciate that Zopa gave me credit when no one else would Reviewed on: 16th February 2021

So helpful

Rectified my problem so quick and easy. Would recommend this too every one Reviewed on: 16th February 2021

Top notch

What can I say.... Great in every way... X Reviewed on: 16th February 2021

Clever credit card

Zopa have been fantastic from application through to use. The app is incredibly clever with spending partitions and real time updates for when it's used. Easily the most straightforward and transparent credit card I've used. Reviewed on: 16th February 2021

Great potential

A good challenger credit card with clean app interface and transparent repayments. Reviewed on: 16th February 2021

Best company

Straight forward thinking company with a brilliant outlook . Think they’ll be very helpful if needed Reviewed on: 16th February 2021

Awesome Card

This credit card is easy to apply for and good to manage Reviewed on: 16th February 2021

Great service

Zopa provide a great service, quick and easy to apply. My card arrived in good time and the app is so simple to navigate. Very happy. Reviewed on: 16th February 2021

Really good

Very easy to use and set up and the app is really good and uncomplicated to use Reviewed on: 16th February 2021

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