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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

47% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Brilliant

This card has helped regain control of my credit history and now I do budget better to pay this. Reviewed on: 16th February 2021

Thank you

Zopa helped me out in a time of great need. I love the app but needs a little work as some options are unavailable. Great customer service when I have had to contact them. Keep up the good work. Reviewed on: 16th February 2021

APR

ZOPA IS THE ONE WHO CAN HELP YOU WHEN YOUR CREDIT SCORE IS TO LOW STILL ZOPA HELPS WITH LOWEST APR Reviewed on: 16th February 2021

The best credit card I've had

Great customer service, great card rates, great app and easy to use. What more can I say. Reviewed on: 16th February 2021

The best bank

I applied for a credit card and it arrived in 3 days excellent customer service and easy to use app Reviewed on: 16th February 2021

Outstanding service

Excellent company to deal with easy set up and great communication Reviewed on: 16th February 2021

Excellent customer service

I was really happy and satisfied with how quickly and easily my account was set up. Reviewed on: 16th February 2021

Excellent

First class service. No complaints whatsoever Reviewed on: 16th February 2021

Great customer service

I appreciate that Zopa gave me credit when no one else would Reviewed on: 16th February 2021

So helpful

Rectified my problem so quick and easy. Would recommend this too every one Reviewed on: 16th February 2021

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