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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Excellent easy to use service

Have used Zopa for a few different reasons, simple and easy to use, value for money Reviewed on: 16th February 2021

I would recommend

The service was quick and painless I would recommend this bank to anyone Reviewed on: 16th February 2021

Professional

I have had no problem with accessing my account. Easy to use and fantastic telephone access to pay your balance. Reviewed on: 16th February 2021

Brilliant

This card has helped regain control of my credit history and now I do budget better to pay this. Reviewed on: 16th February 2021

Thank you

Zopa helped me out in a time of great need. I love the app but needs a little work as some options are unavailable. Great customer service when I have had to contact them. Keep up the good work. Reviewed on: 16th February 2021

APR

ZOPA IS THE ONE WHO CAN HELP YOU WHEN YOUR CREDIT SCORE IS TO LOW STILL ZOPA HELPS WITH LOWEST APR Reviewed on: 16th February 2021

The best credit card I've had

Great customer service, great card rates, great app and easy to use. What more can I say. Reviewed on: 16th February 2021

The best bank

I applied for a credit card and it arrived in 3 days excellent customer service and easy to use app Reviewed on: 16th February 2021

Outstanding service

Excellent company to deal with easy set up and great communication Reviewed on: 16th February 2021

Excellent customer service

I was really happy and satisfied with how quickly and easily my account was set up. Reviewed on: 16th February 2021

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