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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing

I fins this card so useful and easy to pay back and quick to transfer bk Reviewed on: 26th January 2022

Money matters help matters

I think that zopa are very helpful and understanding about people's needs and help us a lot Reviewed on: 26th January 2022

GO GO ZOPA

Great service supported with a good Mobile APP and quick clearance of funds when making payments Reviewed on: 26th January 2022

Very good service

No hassle banking right here ..good rates and very flexible due to the pandemic and loss off work ( payment) Reviewed on: 26th January 2022

transparent and fair card services

Best card I ever had, transparent rules, friendly app, payments immediately credited Reviewed on: 26th January 2022

The most convenient and easiest credit card to use

Zopa has been very east to interact with and the whole process has been straight forward, from applying for a card to receiving and using. The online application is easy to manoeuvre and has made me a long time user. Reviewed on: 26th January 2022

Noncomplcated banking

Zopa is non intrusive banking. It's safe simple and trustworthy Reviewed on: 26th January 2022

Straight forward

Excellent service, with clear information and advice Reviewed on: 26th January 2022

Excellent product

Great service and good information Reviewed on: 26th January 2022

Simply easy

Good app easy to use and most of all fair Reviewed on: 26th January 2022

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