Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

View other Zopa products

4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

48% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40269)

Good quality card

The application was so easy and with the app you’re truly in control. I can see how much is lend and I like the repayment options - just a good card to have. Reviewed on: 16th February 2021

Great company easy to use app

Easy to use banking app I have a credit card with them. Communication is great. And they gave me a chance when a lot of other lenders wouldn’t. Thanks Reviewed on: 16th February 2021

Amazing customer service

Easy to apply for. Humans to speak to and some useful tools in the app. Reviewed on: 16th February 2021

Easy to use app

Easy to use app . Additional loan payments easy to make . Reviewed on: 16th February 2021

How a bank should be!

Straight forward, easy to use app. No hidden costs/charges, great customer service, great deals on products and services and a handy ‘power’ tool which shows your current score for your overall credit rating. Fantastic bank with the tools and staff to back it up! Reviewed on: 16th February 2021

Easy

Getting the card was easy, no issues. Very helpful Reviewed on: 16th February 2021

Great card

It so easy to apply and set up online You can also put like an emergency amount not to use.very good card and easy to use. Reviewed on: 16th February 2021

Excellent easy to use service

Have used Zopa for a few different reasons, simple and easy to use, value for money Reviewed on: 16th February 2021

I would recommend

The service was quick and painless I would recommend this bank to anyone Reviewed on: 16th February 2021

Professional

I have had no problem with accessing my account. Easy to use and fantastic telephone access to pay your balance. Reviewed on: 16th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Nationwide 4.09 from 197 reviews
Credit Card
from ASDA Money 2.43 from 101 reviews
Aquis Card
from Vanquis 4.25 from 41 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Personal loan
from Zopa 4.94 from 65247 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub