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Zopa: Credit card reviews

4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Love it

5
Easy to use. Great support. No hassle using card and app good Reviewed on: 16th February 2021

Very easy to use

4
Very good and straight forward to understand Reviewed on: 16th February 2021

Great credit card provider with excellent and helpful staff

5
Always happy to help you when you need it. Great company to do business with. Reviewed on: 16th February 2021

Ok

5
Ok good credit card No problem or issue Reviewed on: 16th February 2021

Friendly Bank

5
I have had no problems with Zopa Bank Reviewed on: 16th February 2021

Service

5
It’s a great card to have really easy to applie for and great on line app Reviewed on: 16th February 2021

Great

5
Haven’t had a problem with these at all Reviewed on: 16th February 2021

Very easy to use

5
Easy to use app and very clear about charges Reviewed on: 16th February 2021

Good service

5
I am a relatively new customer. Their banking site is very good. Would definitely recommend Zopa. Reviewed on: 16th February 2021

Highly recommend

5
Easy to use banking and credit card. Love them! Reviewed on: 16th February 2021

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