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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Helpful fare and friendly

I stumbled across a fraudulent transaction and Zopa took all my stress away reimbursed me whilst investigating kept me informed iv found their service great and would totally recommend Reviewed on: 26th January 2022

easy hassle free credit card

never had any issues, was easy to apply and quick delivery. I love my card, use it all the time and pay if off monthly. definitely would recommend Zopa. Reviewed on: 26th January 2022

Just simple

Applying for a Zopa card was the best thing I ever did, it was just so simple ,there customer support team are second to none, and I have recommended Zopa to a lot of my friends and family. Reviewed on: 26th January 2022

Best credit card company by far

Zopa are brilliant, the app is awesome and the alerts when paying on the card means you can manage better. Reviewed on: 26th January 2022

Easy Lending

Very easy and acceptable to borrow and very simple to use and keep track with the app. Reviewed on: 26th January 2022

How great zopa is

Great company Great card and limit and fantastic call centre really helpful Reviewed on: 26th January 2022

Best Credit Card

its one of the best credit cards i have encountered for a while - that give a wide range of choices Reviewed on: 26th January 2022

Brilliant

I have had my credit card a couple of months now and had no problems with it Reviewed on: 26th January 2022

5 stars

Love zopa. Friendly staff and easy to use app. Reviewed on: 26th January 2022

Excellent

Excellent service and simple and good performance app everything you need Reviewed on: 26th January 2022

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