Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

Very fast comfortable easy to use

5
Very speedy service good up to date application easy to use, I can’t complain, thank you zopa Reviewed on: 16th February 2021

Brilliant service

5
Great customer service easy to use app is good too Reviewed on: 16th February 2021

Excellent service

5
Easy to apply for, quick and straight forward to set up through the app Reviewed on: 16th February 2021

Flawless

5
Great credit company! The app is perfect, notifications show clearly what I've spent and balance remaining. Reviewed on: 16th February 2021

Credit card

5
This credit card company really are the real deal simple to apply for brilliant customer service and app everything just runs so smooth with these guys well done Reviewed on: 16th February 2021

amazing xx

5
very good service 10 out of 10 will recomend it everyone Reviewed on: 16th February 2021

Great customer service

5
Easy to use, accepted every where I've needed it Reviewed on: 16th February 2021

Love it

5
Easy to use. Great support. No hassle using card and app good Reviewed on: 16th February 2021

Very easy to use

4
Very good and straight forward to understand Reviewed on: 16th February 2021

Great credit card provider with excellent and helpful staff

5
Always happy to help you when you need it. Great company to do business with. Reviewed on: 16th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65248 reviews
    Zopa
    View all products