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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa are Amazing

Zopa is Brilliant in so many ways, I can pay any amount onto my card anytime with no pressure and the payment doesn’t take a certain amount of days to process or clear, the payment is back on the card instantly, that is just one reason of so many Reviewed on: 26th January 2022

Good

Very good bank, helped me keep on top of things Reviewed on: 26th January 2022

Excellent service

Amazing services so far. Very easy to use. Instant payments. And the new saving tool is great Reviewed on: 26th January 2022

Brilliant service

Im so happy with Zopa Very gd service. Great clear app and process your payments to your account straightaway. Great service and would thoroughly recommend them . Reviewed on: 26th January 2022

Lovely simple to understand app

Fast and easy application and easy to manage through the app and also on line Reviewed on: 26th January 2022

Simple and efficient

Great customer service and easy to use app. Reviewed on: 26th January 2022

Zopa card

Excellent service and easy. Automatic adjustment of your card. Reviewed on: 26th January 2022

Very easy and efficient

East steps to apply, very straightforward and received my card within a few days. Reviewed on: 26th January 2022

Great card great information

Always keep me up to date with my account and show me what I need to do Reviewed on: 26th January 2022

Great cards

The card . So simple to use & great app. Reviewed on: 26th January 2022

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