Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

View other Zopa products

4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40272)

ZOPA

Great company providing a credit card for me that is good to have particularly because of the excellent initial credit limit. Easy to use app too. Reviewed on: 16th February 2021

Brilliant Company

Easy to use and get hold on ...Not really giving me hard time Its when I needed it the must.And it's very reliable company.I wish it give me a bit higher credit limit tho..but all in all very good company surely will recommend it to friends and family .Thank you. Reviewed on: 16th February 2021

Suggest every friend to join Zopa

I have good experience with Zopa, whenever I called , got good response, advisors are very polite and helpful. Reviewed on: 16th February 2021

Was very easy to apply and got a decision quickly

The card was posted out quickly and easy to use with a budget to manage Reviewed on: 16th February 2021

Greatly

Sorry I don't know what to say, just I'm ok with! Reviewed on: 16th February 2021

Great lender.

Great lender. Manage my account easily with the app. Easy to understand and get all the information you need without having to make any phone calls. Great all round. Reviewed on: 16th February 2021

Great card and app

Transparent, quick to see payment both in and out and no fuss. Exactly what's needed. Reviewed on: 16th February 2021

Easy way to pay

Very professional and easy to use Reviewed on: 16th February 2021

Best card ever

Perfect credit card. Helps the tracking of spending and shows the credit report as well.. Reviewed on: 16th February 2021

Zopa loan

Very helpful team and easy to use website. Brilliant app to keep track of your account and continue to offer new products. Very happy as always with zopa Reviewed on: 16th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews
Credit Card
from Metro Bank 4.86 from 879 reviews
Credit Card
from thinkmoney 1.40 from 2 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub