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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
97% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

Was very easy to apply and got a decision quickly

5
The card was posted out quickly and easy to use with a budget to manage Reviewed on: 16th February 2021

Greatly

4
Sorry I don't know what to say, just I'm ok with! Reviewed on: 16th February 2021

Great lender.

5
Great lender. Manage my account easily with the app. Easy to understand and get all the information you need without having to make any phone calls. Great all round. Reviewed on: 16th February 2021

Great card and app

5
Transparent, quick to see payment both in and out and no fuss. Exactly what's needed. Reviewed on: 16th February 2021

Easy way to pay

5
Very professional and easy to use Reviewed on: 16th February 2021

Best card ever

5
Perfect credit card. Helps the tracking of spending and shows the credit report as well.. Reviewed on: 16th February 2021

Zopa loan

5
Very helpful team and easy to use website. Brilliant app to keep track of your account and continue to offer new products. Very happy as always with zopa Reviewed on: 16th February 2021

So easy

5
Brilliant easy to use app , easy to make payments and kept up to date just great +++++ Reviewed on: 16th February 2021

only just got it ,but seems fair

5
Application was easy very quick response so highly recommend Reviewed on: 16th February 2021

Fast, reliable and efficient, hassle free

5
The app is easy to understand, and the service is first class Reviewed on: 16th February 2021

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