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Zopa: Credit card reviews

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4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
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0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Excellent Card and App

5
The best credit card for ease of use. The app to go with it excellent Reviewed on: 16th February 2021
David Bottomley 's avatar
David Bottomley

Excellent

5
Very good, and I have a lot information about my card Reviewed on: 16th February 2021
Cornelia Tanu Triantafyllou 's avatar
Cornelia Tanu Triantafyllou

Convenient credit

4
The credit card is much the same as others however the app is very useful with clear and instant spending details so you can keep on top of your spending. Reviewed on: 16th February 2021
Peter Clatworthy's avatar
Peter Clatworthy

Love Using My Credit card

5
I enjoy using my credit card I am kept up to date with notifications from the app. This is truly a good financial product. Reviewed on: 16th February 2021
suzanneknight1@hotmail.com's avatar
[email protected]

Great

5
Simple App very user friendly nice card Reviewed on: 16th February 2021
Cstubbt's avatar
Cstubbt

East and helpful

5
The application was simple, the repayments are manageable. I have been very impressed so far. Reviewed on: 16th February 2021
Amy's avatar
Amy

Excellent experience

5
Fast service and really easy to apply. Card came within days of applying. App excellent! Highly recommended Reviewed on: 16th February 2021
Kerry 's avatar
Kerry

Excellent

5
Dealt with everything speedy Clear and transprent Good customer service Reviewed on: 16th February 2021
Robert martin's avatar
Robert martin

Excellent

5
You know we're you are with Zopa. 1 step ahead of all leading credit card companies. Reviewed on: 16th February 2021
Roy's avatar
Roy

Credit that reflects how you manage it

5
Great way of having credit and not putting yourself in danger of being financially challenged. Reviewed on: 16th February 2021
ryanglynn@hotmail.com's avatar
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