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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Simple to use great banking service have the customer at heart

Simple to use great banking service have the customer at heart Reviewed on: 26th January 2022

Nice good and

I m recommend everyone.... try and see Reviewed on: 26th January 2022

Excellent customer service

Excellent customer service very polite always get things done time Reviewed on: 26th January 2022

Easy to use and to manage

I have found the whole experience with Zopa to be flawless to date. It is very easy to manage the account online, make payments and there doesn't seem to be anywhere that I can't use the card... at least that I have discovered to date! Reviewed on: 26th January 2022

Ace, brill, and easy to use

I found it easy to sign up and use got card quickly and the app is a breeze to use all Reviewed on: 26th January 2022

really good and easy to deal with

never had a problem ,always willing to help and find a way Reviewed on: 26th January 2022

It is nice experience

Customer oriented they are prompt and my experience with talking to them is brilliant Reviewed on: 26th January 2022

Great service

Amazing service. Great tips.on.saving Reviewed on: 26th January 2022

best credit card

best app. simpli to use . flexible payment. Reviewed on: 26th January 2022

Stuart battley

Been with zopa 6 months in my opinion one of the best cards on the market .excellent Reviewed on: 26th January 2022

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