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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Disappointing

3
Very low credit limit. Maybe it will change in time. I always pay my credit card off in full. Maybe that's the problem? It's stepping stone to a better financial future Reviewed on: 16th February 2021
PerMarePerTerram's avatar
PerMarePerTerram

Good

5
For me, your credit card was more useful in this difficult time Reviewed on: 16th February 2021
Piratheepan's avatar
Piratheepan

Great bank

5
Zopa are great in all aspects you expect from a bank,brialliant customer service ,rapid responses ,deal with any query I need and have helped me massively with working with me and help bring up my credit ,10/10 Reviewed on: 16th February 2021
Timothy's avatar
Timothy

Easy to use Card

5
Easy to run by email / app / like the messages when you spend anywhere - Keeps you upto date on available credit! Reviewed on: 16th February 2021
Paul Broughton's avatar
Paul Broughton

Excellent

5
Brilliant service the app is so easy to use would definitely recommend Reviewed on: 16th February 2021
Danny's avatar
Danny

Zopa review

5
Helped me out when needed it thank you Reviewed on: 16th February 2021
Lincsking 's avatar
Lincsking

Helpful card to improve credit score

5
Been trying to repair my credit score. Zopa offer fantastic tools to help keep track on spending and stay within limits Reviewed on: 16th February 2021
Anthony weeks's avatar
Anthony weeks

Great company

5
Great company, easy to apply and the most important i received quick response if my applicarion was approved. Reviewed on: 16th February 2021
Dana's avatar
Dana

It's great and has great features with the app!

5
The app is great and notifies you what you have left, it also adds payments way quicker than any other card I have used! Reviewed on: 16th February 2021
Kerry's avatar
Kerry

Great company

5
Are there when you need help especially if you have bad credit Reviewed on: 16th February 2021
Mike jones's avatar
Mike jones

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