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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very Good Company

Zopa are the best credit card company i have dealt with! Reviewed on: 26th January 2022

Very very good

Very nice and very very good I’m very happy and very helpful Reviewed on: 26th January 2022

Excellent.

Everything about having a zopa card is great. They dont throw credit at you just because you have paid your balance off. They study you & your history before offering any increase. Its very comforting to know that your bank is looking after you & your interest rather than thinking of how much interest they can make from you! Reviewed on: 26th January 2022

Credit card

Very easy to apply and very friendly Reviewed on: 26th January 2022

Easily managed quick application

Straight forward and easy app, quick response and manageable Reviewed on: 26th January 2022

Best credit card on the market

Zopa is a great credit card, and the app is so easy, at a glance you can see all your spending Reviewed on: 26th January 2022

Amazing

I love zopa and I’ve used different companies credit cards before and zopa is the best out of all the cards I’ve used in the past Reviewed on: 26th January 2022

Easy and manageable

Easy credit card first one to approve me built up score really recommend Reviewed on: 26th January 2022

Easy and reliable

An incredibly easy to use application with clear communication and instructions. I wish all apps were like this. Reviewed on: 26th January 2022

The best credit bank with good costumer support

The best I have enjoyed using Zopa got my credit increase Reviewed on: 26th January 2022

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