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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,943 reviews, last reviewed 19th Jan 2026
82050% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Very helpful and professional, I had my card compromised and they dealt with very fast and efficient Reviewed on: 19th January 2026
Teresa C's avatar
Teresa C

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41943)

Great user friendly great interest rate

5
Super happy customer. Five star ⭐️ company Reviewed on: 8th April 2021
Pamela Wylie's avatar
Pamela Wylie

Supa Zopa

5
Fast quick and efficient, best app no freezing easy to use, outdated I recommend.......... definitely Reviewed on: 8th April 2021
John's avatar
John

Great Card

5
Top card, unusual but striking look. Just looking for it to be used on Apple Pay and there’s no stopping this card Reviewed on: 8th April 2021
Alan Ritchie's avatar
Alan Ritchie

Zopa is an Excellent Credit Card Company Who look after your every needs. Very Competitive rates and good customer service.

5
Zopa for the best british bank awards 2021 Reviewed on: 8th April 2021
Alex's avatar
Alex

New card new freedom

5
Feel as if I’m a person not a number They keep me informed Reviewed on: 8th April 2021
Gerald oneill's avatar
Gerald oneill

Breath of fresh air

5
Such a straightforward company, everything is easy, from applying to using the card and app. Really friendly and helpful staff when calling. Reviewed on: 8th April 2021
James Gregg 's avatar
James Gregg

Love Zopa

5
Fast and easy application with a helpful and friendly service. Reviewed on: 8th April 2021
Janine's avatar
Janine

Excellent service and easy to use.

5
Easy to understand and use . You can check details in your account quickly, very helpful. Reviewed on: 8th April 2021
Rosemary Davis's avatar
Rosemary Davis

Easy to use app, fast and efficient

5
Great helping me build my credit rating back up after my business folded and forced bankruptcy upon us. Reviewed on: 8th April 2021
Darrel's avatar
Darrel

Brill

5
Easy , clearly, affordable... no hidden tricks - people in first place :)) Reviewed on: 8th April 2021
Vitalij's avatar
Vitalij

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