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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good

Very good and when I spoke to someone very helpful and friendly Reviewed on: 26th January 2022

Mr

Good gjbcxs thjjvc I can lbgfddfbnhvv bfghjvc Reviewed on: 26th January 2022

Best experience

Easy to set up and always willing to help Reviewed on: 26th January 2022

Top bank

Be brilliant one of the best credit cards I've had Reviewed on: 26th January 2022

Amazing customer friendly service

zopa is amazing. Signing up is nice and easy and i was accepted very quick. Whenever I have had questions I reach out to them on the app and the response is fast and helpful. Would definitely recommend. The app is also very easy to use. Reviewed on: 26th January 2022

Been absolutely brilliant

Needed some help as I'm disabled & my money is very tight Zopa gave me a card & helped me out of a situation They've been very helpful throughout my use of there card couldn't have helped me more Brilliant Reviewed on: 26th January 2022

Excellent service

Zopa have an excellent bd modern ,fun and reliable product that I have found extremely useful and easy to use Reviewed on: 26th January 2022

Simple application, easy to manage

Applying was straight forward, the App helps you manage your credit Reviewed on: 26th January 2022

Easy to use, hassle free.

I've never had a problem with Zopa, it's very simple to use and everything is clear. Reviewed on: 26th January 2022

Brilliant company for credit cards

This company is quick and easy to set up . Ideal for first time customers of credit cards Reviewed on: 26th January 2022

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